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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 11th Apr 2026

274400% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Access to loan Access to loan facilities, and quick response to my need Reviewed on: 11th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

No hassle and great service

Got a loan, quick decision with amazing rate. No hassle and very flexible with changing payment dates etc. Would recommend that to anyone! Reviewed on: 30th May 2017

Easily the best

Excellent service with extremely low interest rate and first class communication. Reviewed on: 30th May 2017

Zopa loan

Customer service was good and the money went into to my account on the agreed date. Reviewed on: 30th May 2017

Zopa Fast Friendly and Efficient

Filled in the application and the response was instantaneous and the money in my account within a day or so. The whole process was painless and uncomplicated. the online account was really easy to login and allowed me to make extra payments without fuss or penalties what a great loan provider. Thank you Zopa Reviewed on: 30th May 2017

5 star service

Fast, efficient and excellent customer service. My loan application went through very quickly and I had excellent customer service from start to finish. Would use again and would recommend 100% to friends and family Reviewed on: 30th May 2017

Zuper Zopa!

Zopa do exactly what it says on the tin. No fuss. Responsible lending done well. Quick, competitive and easy to deal with. The user experience is second to none. Reviewed on: 30th May 2017

best loan provider around no hassle easy to use

zopa are fantastic and helped me with my loan they even beat my best quote from major banks id recomend them for quick service easy use and fast funding Reviewed on: 30th May 2017

Brilliant service

Excellent customer service and ease of self service functions Reviewed on: 30th May 2017

Great lending company

So so easy to get your loan, no talking to anyone on the phone for hours! Just takes a couple of minutes to apply then took around 2 days for them to accept and then the money is in your account within 24 hrs! Brilliant Reviewed on: 30th May 2017

Great service

Great customer sevice website easy to use and fantastic interest rates. Well done! Reviewed on: 30th May 2017

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