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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 11th Apr 2026

274400% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Access to loan Access to loan facilities, and quick response to my need Reviewed on: 11th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Great company

Great value loans, and food returns for the investor. Everyone is a winner! Reviewed on: 30th May 2017

Great service

Quick and easy to apply with a great turnaround time. I had the money in days. Reviewed on: 30th May 2017

Excellent and easy

Out of all the loans I looked out Zopa was by far the best rates, it's easy to manage your payments, payment date and see exactly how much you've paid and how much is left. Zopa also have helpful staff that respond quickly and make sure they go through sufficient data protection. I would definitely recommend Reviewed on: 30th May 2017

Really helpful, low interest, simple to set up

Loan was very simple to apply for. Zopa were very helpful and supportivr during process. Reviewed on: 30th May 2017

No problems

Always had no bother with Zopa, would highly recommend. Great rates, fantastic customer service and money with you in no time. Thanks. Reviewed on: 30th May 2017

Superb customer service

Applied online, had a three day wait but was kept up to date by email. Website is really professional and easy to use! Reviewed on: 30th May 2017

customer service 5*

Customer service is excellent, would not hesitate to recommend or use again myself, in fact I already have, great rates & simple to apply 5***** Reviewed on: 30th May 2017

Easy, fast and affordable loans

Nothing but a great experience with Zopa. Fast easy and affordable lending which isnt inflated. It offers fair rates and payment/ rate options based on your affordability. I will always go to Zopa for future loans. First class service. Reviewed on: 30th May 2017

Very Simple and transparent

Good customer service, simple process. The money was in my account as promised. Reviewed on: 30th May 2017

Simple and easy to apply

I have had a few loans with Zopa and have always been totally satisfied with their service, their rates are great and would definitely recommend them to others Reviewed on: 30th May 2017

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