Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

A very simple process

I've no issue whatsoever with zopa, they are flexible and easy to interact with through their portal. Would definitely recommend! Reviewed on: 30th May 2017

Quick and easy to use

I needed to borrow £15,000 for a new car. A quick online comparison showed Zopa had the best rate on offer. I filled out the online application form and almost instantly got accepted with the funds in my account. No hassle at all. Reviewed on: 30th May 2017

Simple to use

Very straight forward no nonsense process can't fault it Reviewed on: 30th May 2017

Good company

Quick fast good freindly service would recommend them to anyone I know. Plus there service makes sense Reviewed on: 30th May 2017

Amazing loan company!

I took a loan out with zopa last year to help with buying a car and again this year was very quick and was accepted straight away! Can pay back as quickly as possible if needed to unlike other loan companies! Would definitely recommend to friends and family! Reviewed on: 30th May 2017

Simply the best way to get a loan

Good rates eay transaction and no multinational bank makinga big profit enough said Reviewed on: 30th May 2017

Great Experience

Zopa was so quick and easy to use when I wanted a loan for home improvements. Reviewed on: 30th May 2017

Hassle free fast loan

I had been thinking about buying a new van for work but the only way I could would be to borrow some money but didn't fancy the idea of applying for a loan with a bank. It was by chance that I read about Zopa online and within a few days the money was transferred into my account. A very quick, hassle free process. I now have a new van and am a happy man. Reviewed on: 30th May 2017

Easy to use and clear!

I have taken two loans out via zopa and both times have been dealt with quickly and easily. All rates clearly explained and options to pay down extra is a great feature as well. Reviewed on: 30th May 2017

Buzzing

Special and buzzing. You're ace. I would recommend Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Cahoot 4.12 from 2 reviews
Logbook loan (discontinued)
from Varooma (inactive company) 4.85 from 728 reviews
Bridging Loan
from Oblix Capital 0.00 from 0 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub