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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Quick and easy to use

I needed to borrow £15,000 for a new car. A quick online comparison showed Zopa had the best rate on offer. I filled out the online application form and almost instantly got accepted with the funds in my account. No hassle at all. Reviewed on: 30th May 2017

Simple to use

Very straight forward no nonsense process can't fault it Reviewed on: 30th May 2017

Good company

Quick fast good freindly service would recommend them to anyone I know. Plus there service makes sense Reviewed on: 30th May 2017

Amazing loan company!

I took a loan out with zopa last year to help with buying a car and again this year was very quick and was accepted straight away! Can pay back as quickly as possible if needed to unlike other loan companies! Would definitely recommend to friends and family! Reviewed on: 30th May 2017

Simply the best way to get a loan

Good rates eay transaction and no multinational bank makinga big profit enough said Reviewed on: 30th May 2017

Great Experience

Zopa was so quick and easy to use when I wanted a loan for home improvements. Reviewed on: 30th May 2017

Hassle free fast loan

I had been thinking about buying a new van for work but the only way I could would be to borrow some money but didn't fancy the idea of applying for a loan with a bank. It was by chance that I read about Zopa online and within a few days the money was transferred into my account. A very quick, hassle free process. I now have a new van and am a happy man. Reviewed on: 30th May 2017

Easy to use and clear!

I have taken two loans out via zopa and both times have been dealt with quickly and easily. All rates clearly explained and options to pay down extra is a great feature as well. Reviewed on: 30th May 2017

Buzzing

Special and buzzing. You're ace. I would recommend Reviewed on: 30th May 2017

Nice and Simple

Quick and easy way to get a good loan with fair interest rates. The only downside is the fact that interest rates CAN change if you wish to change your monthly repayment date. Other than that, great service! Reviewed on: 30th May 2017

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