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Zopa: Personal loan reviews

View other Zopa products
4.94
Based on 68,054 reviews, last reviewed 11th Apr 2026
274400% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Access to loan Access to loan facilities, and quick response to my need Reviewed on: 11th April 2026
TeeSOLAR's avatar
TeeSOLAR

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Very easy to deal with

5
The thing that bought me the most satisfaction was just how easy it was deal with Zopa. Apart from the great low interest rate the service was impeccable and a they were a pleasure to deal with. They will be my first port of call for any further loans in the future. Reviewed on: 30th May 2017
Lee Redwood's avatar
Lee Redwood

Highly recommended!

5
Zopa are great company to deal with. Very quick decision and informative throughout the application. There rates are low and I love the flexibility of paying the loan off quickly without a penalty. Thank you! Reviewed on: 30th May 2017
John Khastar 's avatar
John Khastar

Great company

5
Zopa really helped me out and make it affordable to pay loans back, very friendly staff and easy to use. 10 out of 10 Reviewed on: 30th May 2017
Daniel Pillar's avatar
Daniel Pillar

Great service

5
Quick, efficient, market leaders in service... Reviewed on: 30th May 2017
Peter Czarnobaj 's avatar
Peter Czarnobaj

Amazing lender

5
Couldn't fault, easy, no fees for paying early, perfect service Reviewed on: 30th May 2017
Rachael webster's avatar
Rachael webster

Amazing very satisfied

5
Had loans from other companies very happy with the online application no hiccups and payment transferred swiftly brilliant very pleased Reviewed on: 30th May 2017
Me's avatar
Me

Ecxellent

5
Very efficient, genuine and reliable Reviewed on: 30th May 2017
Yvonne Chashamba's avatar
Yvonne Chashamba

Great service

5
Great company, great customer service Reviewed on: 30th May 2017
Sam Fuller's avatar
Sam Fuller

Simple, fast and painless

5
Getting a loan with Zopa was so simple. The interest rate beat the retail banks rates and the application was simple and fast to do. I'd highly recommend Zopa to anyone given such a postitive experience. Reviewed on: 30th May 2017
Shaun Cox's avatar
Shaun Cox

Fast! No frills!

5
Highly recommended! Didnt take long to know the decision. Really cool! Reviewed on: 30th May 2017
Jessie Flores's avatar
Jessie Flores

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