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Zopa: Personal loan reviews

4.94
Based on 68,054 reviews, last reviewed 11th Apr 2026
274400% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Access to loan Access to loan facilities, and quick response to my need Reviewed on: 11th April 2026
TeeSOLAR's avatar
TeeSOLAR

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Great Experience

5
I needed £5000 for my car and I hadn't heard of Zopa. They appeared on my search and the rest is history. Easy process and great customer service Reviewed on: 30th May 2017

Great service

5
Zola has great service you find out very quickly results would recommend them to anyone. Reviewed on: 30th May 2017

Good loans made easy

5
Took a loan with zopa and I must say I have been impressed with thier service. Loans are easy to manage and you can track and make extra payments with no charge Reviewed on: 30th May 2017

Excellent service & speedy turnround

5
Needed. Large loan asap and zopa just delivered less than 4 hrs turn round out of normal working hours. Who else deliveres service like this . asked my bank and they just doubled the interest payments after i completed all forms. Thankyou zopa first class Reviewed on: 30th May 2017

super Zopa

5
prompt and excellence service throughout the application process Reviewed on: 30th May 2017

Amazing

5
Amazing loan that I've heard. Thanks. Already recommended to family. Hassle free to apply and cheap as well Reviewed on: 30th May 2017

excellence from zopa

5
I highly recommend zopa for a fast decision and simplicity of loan process. excellent service. Reviewed on: 30th May 2017

Great company

5
In amongst the banks and money lenders there's zopa. I applied for a loan and ended up with great monthly repayments and even better the rate of interest paid back on a loan is outstanding. Very refreshing to find a company that doesn't charge extortionate rates of interest on borrowing. I applied online (which was very easy) was accepted and the money was in my account within 24hrs . I would recommend this company to everyone! Fab Reviewed on: 30th May 2017

Value Loan Company

5
Quick and easy approval process to fund a new kitchen, major building work and complete fit out. Couldn't be happier with the finish and having the Zopa loan funded it all Reviewed on: 30th May 2017

Excellent! :0)

5
Everything went well. No issues! Reviewed on: 30th May 2017

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