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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 11th Apr 2026

274400% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Access to loan Access to loan facilities, and quick response to my need Reviewed on: 11th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Quick & simple

I needed a loan quickly and found Zopa, was helpful. Since having the loan my contact with Zopa has been minimal but effective. They nativgated me though their web site and returned calls when requested Reviewed on: 30th May 2017

Simple and easy

Easy to use ...best rates and good communications Reviewed on: 30th May 2017

Simply the best company I have dealt with.

Everything about this company is different class no hassle and quick decision. Reviewed on: 30th May 2017

Hassle free loans

Getting a loan from Zopa was quick and easy they don't mess you about they tell you if you're getting the loan or not in minutes and their customer service is excellent Reviewed on: 30th May 2017

Very quick very happy with my loan

I have taken 2 seprate loans with zopa they are very helpful very friendly really quick getting my cash so pleased Reviewed on: 30th May 2017

Amazing Savings and Amazing Customer Service

I have been part of Zopa for around a year now. I had a loan with a well known Bank on the high street and Zopa happened to not only save me a worthwhile amount on my monthly payments but also reduce my loan term. Excellent! Reviewed on: 30th May 2017

Great Load provider

Great rates, Great customer service and great flexibility. What more can one say. Reviewed on: 30th May 2017

Fast and straight forward

I have used Zopa on a number of occasions and have always found them to be efficient with great rates. There are no redemption penalties so the product is really flexible. Always my first choice. Reviewed on: 30th May 2017

Fast, Reliable and Professional

The easiest and most professional personal loan application I've ever experienced, and I've had quite a few! From start to finish, the whole process took less than 24 hours. Excellent! Reviewed on: 30th May 2017

Excellent Service

Excellent service and good rates. Reviewed on: 30th May 2017

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