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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Top Class System that delivers

Everything was extremely clear and easy to understand and the loan approval and despatch of funds was impressively quick. Reviewed on: 30th May 2017

Simply amazing

This company is fantastic from the ground up. They are very competitive and extremely user friendly. I use the service to purchase a car for my fiancé and I have to say I am very impressed. I would highly recommend this company to anyone and I will definitely use them again. Reviewed on: 30th May 2017

Great Rate And A Quick Decision

Application process was as simple as it gets. A quick decision was made and the online process was very straightforward. I would use again and be happy to recommend. Reviewed on: 30th May 2017

No hassle

Applied online and approved quickly with no hassle Reviewed on: 30th May 2017

Fast and friendly

Incrediblly friendly customer service coupled with fast decisions. Altogether a thoroughly satisfactory experience, they are a pleasure to deal with. Reviewed on: 30th May 2017

Excellent service

Easy to work with. Helpful staff that explain everything. Reviewed on: 30th May 2017

Review

I got my loan for a new car, the rates were much more reasonable that what I was provided by anyone else. I love the fact that you fan make extra repayments without any charges. I did recommend them to a friend who did end up taking a loan with Zopa Reviewed on: 30th May 2017

Very easy

Flawless , clean simple and straight forward Reviewed on: 30th May 2017

ZOPA.Simply the Best

Very simple.no complicated forms 2 fill in online.no calls.just honest quick decision and fast payment to your account.so happy service second to none.very low interest rates compared to all other lenders.Zopa a must for number 1.Top of the league in my books.i congratulate them in advance.Zopa are a sure bet to be voted No.1. ZOPA BEATS ALL BANKS AND MONEY LENDERS Reviewed on: 30th May 2017

Easy, fast, no hassle

I have had a great experience with zopa on many occasions. Low interest rate, easy to go through. Amazing early repayment method. I wouldn't go anywhere else Reviewed on: 30th May 2017

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