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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Easy, fast, no hassle

I have had a great experience with zopa on many occasions. Low interest rate, easy to go through. Amazing early repayment method. I wouldn't go anywhere else Reviewed on: 30th May 2017

Loan

I found the company Efficient, easy, helpful and informative Reviewed on: 30th May 2017

Very good rates

Very good rates and customer service Reviewed on: 30th May 2017

Consolidation loan

I had a loan a few months back, I found the speed of setting up a loan was great and all online too. Reviewed on: 30th May 2017

Flexible and honest

The best loan experience I have had Reviewed on: 30th May 2017

Easy and honest loan

So many companies seem to advertise a low rate and then offer a much higher one once you have applied. With Zopa this was not the case. Very easy and quick. Highly recommended. Reviewed on: 30th May 2017

Quick and easy, thumbs up all round

Great service and quick decision. Easy to manage account online with brilliant rates. Reviewed on: 30th May 2017

Great fast experience

Very easy to use website and money was transferred into my account quickly. Reviewed on: 30th May 2017

Easy to understand and hassle free

First time I've had a personal loan. .from researching to accepting loan offer was not at all stressful . Very simple to understand application .staff were really helpful.had no hesitation to accept loan .will definitely use again if rates are good. Reviewed on: 30th May 2017

Seamless

I needed a consolidating loan & after searching many companies online I came across Zopa, they made it so easy & once accepted the transaction was fast & seamless. Choose Zopa, It's where the smart money is people so it's a big recommend from me. Reviewed on: 30th May 2017

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