Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Personal loan reviews

View other Zopa products
4.94
Based on 68,054 reviews, last reviewed 11th Apr 2026
274400% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Access to loan Access to loan facilities, and quick response to my need Reviewed on: 11th April 2026
TeeSOLAR's avatar
TeeSOLAR

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Personal loan reviews (68054)

from east to west Zopa is the best

5
there is no one better than Zopa out there.go Zopa .keep up the good work Reviewed on: 30th May 2017
Ricardo Camacho's avatar
Ricardo Camacho

Amazing

5
Great rates and flexibility. Amazing. Reviewed on: 30th May 2017
Alex's avatar
Alex

Quick and easy

5
Very quick and easy service and low interest rates I applied on my phone and in 3 days i had the money Reviewed on: 30th May 2017
Andrei Nedela's avatar
Andrei Nedela

Narcis

5
Verry easy to apply and they respond verry quiq back Reviewed on: 30th May 2017
Narcis manea's avatar
Narcis manea

Very good

5
Very easy to use, decent rates too Reviewed on: 30th May 2017
Alex Clark's avatar
Alex Clark

Quick and secure

5
Using Zopa is clear and simple. Knowing how much it would cost each month helped us tremendously. It feels secure and we look forward to investing through Zopa in the future. Reviewed on: 30th May 2017
JB Norris's avatar
JB Norris

Excellent

5
Speedy decision excellent customer service highly recommend 10/10 Reviewed on: 30th May 2017
Brian Atkinson's avatar
Brian Atkinson

Great rates!

5
Quick and super efficient. Superb rates, and fantastic customer service. Reviewed on: 30th May 2017
Simon Hughes's avatar
Simon Hughes

Excellent

5
The whole process was very simple and efficient, communication was great also. If only everything in life was as good as Zopa Reviewed on: 30th May 2017
Jerry mitton's avatar
Jerry mitton

Easy, Quick and Excellent!

5
Easy application, Quick reply and Excellent interest rates! What more do you want? Reviewed on: 30th May 2017
Johan Esterhuizen's avatar
Johan Esterhuizen

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1539 reviews
    Zopa

  • Current account

    from Zopa 4.94 from 5954 reviews
    Zopa

  • Credit card

    from Zopa 4.94 from 43505 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill