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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Best Loan around

Zopa offered me a great loan at a low interest rate. Highly recommended indeed! Reviewed on: 30th May 2017

well done

Good quick no nonsense quote. So easy to arrange and I thought fair price for loan Reviewed on: 30th May 2017

Brilliant!

Great company, no fuss, money arrived quickly, good interest rate, overall very happy! Reviewed on: 30th May 2017

Brilliant service

I found Zopa loans to be exceptionally easy to deal with, I was lucky to be able to pay off my loan early while doing this I found the customer service advisor to be amazingly helpful. Instead of charging extra to payearly they amended the amount of interest I owed and charged me considerably less than I had expected. Brilliant I would use again and highly recommend Reviewed on: 30th May 2017

Fantastic

This was a greate place to come for a loan very easy to aply no jumping thou hoops would and have recommend to freainds and families Reviewed on: 30th May 2017

simple and easy

One loan, then and extended loan, in both cases everything was simple and easy to understand. Would not hesitate to recommend this company. Reviewed on: 30th May 2017

Simple fair and Transparent

Simple easy and transparent from the start loan approvaed in minutes money in my bank on the day promised a pleasure to deal with Reviewed on: 30th May 2017

Easy straight forward and quick to process

Very quick easy and straight forward Reviewed on: 30th May 2017

Excellent service & quick

Got results immediately and got money through 24 hours later. Easy to change payment dates & no charge for paying back early Reviewed on: 30th May 2017

Great service!

Excellent experience with Zopa, pay no-hassle installments every month, very quick with getting the money and brilliant interest rates, can't complain! Reviewed on: 30th May 2017

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