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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Does what it says on the tin

Quick, painless and they delivered what they said they would at the outset, unlike other lenders that draw you in with their best rate that you are unlikely to get once the application is done. Reviewed on: 30th May 2017

Fast response and money received within a few days

Easy to use website with a fast response on suitability and interest rates. Easy to follow instructions with the money deposited within a few days or even quicker with a fast track option. Would definitely recommend this provider to family and friends Reviewed on: 30th May 2017

Quick and easy home improvment load

Quick, easy and very good interest rates. Reviewed on: 30th May 2017

Easy and quick Application

With zopa the experience was so easy and quick and you get amazing rates ! Reviewed on: 30th May 2017

Loan

Efficient, informative and very easy experience, many thanks Reviewed on: 30th May 2017

Easy Peasy Lemon Squeezy

Very qick and easy to apply, no fuss, no hassle, all done on-line. Managed to move my repayment date no problem, pay by DD. Received the money within 48hrs. Reviewed on: 30th May 2017

Good value

Good value, competitive rates. Have used several times Reviewed on: 30th May 2017

first class

first class service would recommend a friend quick and fast decision no fuss Reviewed on: 30th May 2017

Quick, Simple and Easy.

Was pre-approved at a very low rate. No hassle and quick to sort out. Reviewed on: 30th May 2017

So friendly and helpful

I recently obtained a loan with Zopa and cannot stress enough how easy, helpful and speedily the matter was dealt with. The rates were of a competitive nature and I couldn't be more pleased with the service. I'd have no hesitation recommending Zopa in the future. Reviewed on: 30th May 2017

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