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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Quick, easy and affordable

No nonsense loan. So quick and easy. Great rates. Have recommended to friends and will be using Zopa again. A friend recommended them to me and I'm so glad they did. Reviewed on: 30th May 2017

Good rate fast service

I applied online and got money in the bank next day!! Super fast service Reviewed on: 30th May 2017

Convenient !

Convenient and easy to arrange. Excellent customer service. Reviewed on: 30th May 2017

Low interest. Easy to manage account. Monthly statements. Option to pay more per month or borrow more during loan. Really what other company can better that. Simples

I researched Google for a few days. Zopa was lowest interest by far. I loved the option that you could borrow more or make bigger repayments during the loan term. I wouldn't research again. Simply go back to Zopa Reviewed on: 30th May 2017

Fast and easy

Zopa are a company that are friendly and helpful, no hassle and very fair, I can't recommend them enough. Reviewed on: 30th May 2017

Great customer service

Simple, fair and good value for money Reviewed on: 30th May 2017

Fantastic company

I was accepted in minutes, went straight into my bank account. Great interest rates. Matched my personal preferences for payments and a really simple form to fill in. Reviewed on: 30th May 2017

Great service

I was delighted with the quick response from Zopa gave me a answer there and then and they don't rip you off with high interest rates like high st banks, had the money in my bank 2 days after completing the online form I have been recommending them to all my family and friends. Reviewed on: 30th May 2017

Excellent quick service

Wanted a loan for a car. Very quick service. Recommended to my daughter and husband Reviewed on: 30th May 2017

easy to use

quick to give me payments price easy to set up Reviewed on: 30th May 2017

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