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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Zopa completely hassles free

Zopa are very fair with rates and a completely hassle free application. They have an app for all your needs which is very easy to use. I would recommend Zopa to everyone who is looking for a loan. Reviewed on: 14th January 2025

Effective communication with Zopa

Communicating with Zopa is not difficult. Very prompt and encouraging responses. Reviewed on: 14th January 2025

Easy management helpful fast service

Easy management helpful fast service Reviewed on: 14th January 2025

Very easy to use

I have had a few loans from zopa really easy to apply and the money usually in you account the same day Reviewed on: 14th January 2025

Hassle free and straightforward.

Hassle free and straightforward. Absolutely no pressure at all and all done on line in minutes. Reviewed on: 14th January 2025

Easy to apply for and decision made quickly.

Easy to apply for and decision made quickly. The app is excellent for keeping eye on finances and offers many tips & advice . Reviewed on: 14th January 2025

Quick acting

Quick response from start to finish. Really impressed. Reviewed on: 14th January 2025

Easy to set up and monitor, easy to make additional...

Easy to set up and monitor, easy to make additional payments. Great app so all is in one place. I haven’t had to use customer service yet as the app is self explanatory. Reasonable rates and repayments. Reviewed on: 14th January 2025

Qucik Easy

Very quick and easy to apply and fast response, essentially if you have an emergency cash problem Reviewed on: 14th January 2025

Small loan needed quickly - fantastic!

I needed a small loan to help clear on old toxic debt and fix my credit rating. The quote process was really easy and so was the application process. Once i had provided my supporting information the money was transferred into my account almost before I had logged off my online account. Reviewed on: 14th January 2025

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