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Zopa: Personal loan reviews

4.91
Based on 69,089 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69089)

Easy process and procedure to apply for the loan

5
Easy process and procedure to apply for the loan Reviewed on: 11th April 2024

Got a Zopa loan by going through credit score.

5
Got a Zopa loan by going through credit score. It was quick and easy. Thank you Zopa. Reviewed on: 11th April 2024

Great Product

5
Application process is simple, access to all my details including payment dates and progression is always available and useful. Highly recommend. Reviewed on: 11th April 2024

Great online experience and quick decision and money...

5
Great online experience and quick decision and money transfer, excellent. Reviewed on: 11th April 2024

Fantastic APR excellent customer service

5
Fantastic APR excellent customer service Reviewed on: 11th April 2024

I have took out a loan on more than one occasion wit...

5
I have took out a loan on more than one occasion with zopa, efficient service and some of the best rates around. Really straight forward service. Reviewed on: 11th April 2024

Fantastic service provided.

5
Fantastic service provided. Easy to understand ands the process straight forward. Reviewed on: 11th April 2024

It was an easy process very straight forward and cle...

5
It was an easy process very straight forward and clear and precise information. Not intimidating at all Reviewed on: 11th April 2024

Loan application

5
Very easy process and helpful advice Reviewed on: 11th April 2024

Super easy application

5
Super easy application, quick approval and seamless payout. Reviewed on: 11th April 2024

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review