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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Easy and transparent process - with good follow up s...

Easy and transparent process - with good follow up support Reviewed on: 11th April 2024

Excellent Company

Very easy to arrange and I was given lots of information before hand Reviewed on: 11th April 2024

Zopa savings

Such an easy service, whether it's savings or borrowing money. I've used both. Reviewed on: 11th April 2024

Simple, hassle free application process.

Simple, hassle free application process. Loan secured and paid out quickly. Good interest rates. Overall very happy. Reviewed on: 11th April 2024

Zopa is quick, convenient and readily available.

Zopa is quick, convenient and readily available. Working on the app is easy with no complications. I gain benefit from the monthly credit review as i can get quick offers for credit cards and loans. Reviewed on: 11th April 2024

Zopa the great

Ease of use, informative, brilliant app Reviewed on: 11th April 2024

I've never had a bad experience with Zopa, their cur...

I've never had a bad experience with Zopa, their curtious and pleasant when you have a querie. Very quick at replying to you and money was in the bank quickly. You can go on the app and change your payment day that's best for you and pay extra payments if you wish. Reviewed on: 11th April 2024

easy to set up, will use these again if needed

easy to set up, will use these again if needed Reviewed on: 11th April 2024

Excellent company

Excellent speedy process with no issues so would highly recommend Reviewed on: 11th April 2024

I have no complaints at all, they are very professio...

I have no complaints at all, they are very professional and helpful Reviewed on: 11th April 2024

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