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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Excellent company

Excellent speedy process with no issues so would highly recommend Reviewed on: 11th April 2024

I have no complaints at all, they are very professio...

I have no complaints at all, they are very professional and helpful Reviewed on: 11th April 2024

Great value.

Quick. Easy, Good rates and very affordable. Reviewed on: 11th April 2024

"Saved Me"

I was desperate and needed a loan very quickly. I found Zopa, It was so easy and a very quick service with a positive result! Reviewed on: 11th April 2024

A clear, competitive process and product

A clear, straightforward process at a competitive rate where customers are treated wit respect. Reviewed on: 11th April 2024

User friendly!

The whole process has been straightforward and user friendly - it simplifies quite a daunting and sometimes worrying process. This is my second loan with them - very good experience! Reviewed on: 11th April 2024

A loan when others wouldn’t

I was looking for a consolation loan to pay my debts and Zopa gave me a loan where others didn’t Reviewed on: 11th April 2024

Their services is transparent and easily accessible

Their services is transparent and easily accessible Reviewed on: 11th April 2024

Great app to use helpful insights good customer serv...

Great app to use helpful insights good customer service fair rates Reviewed on: 11th April 2024

I really love their personal insights and affordabil...

I really love their personal insights and affordability score in the App. I was able to see that I could apply for another loan and on what rate. The application was really straightforward and the loan was approved and in my bank account in a couple of days Reviewed on: 11th April 2024

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