Paid advertisement
Smart Money People Logo

Zopa: Personal loan reviews

4.91
Based on 69,084 reviews, last reviewed 19th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69084)

Fast and not intrusive.

5
Fast and not intrusive. I can recommend to all my friends. Reviewed on: 11th April 2024

No fuss got what I applied for easy and quick...

5
No fuss got what I applied for easy and quick Reviewed on: 11th April 2024

Excellent company. 5stars

5
Excellent company. Clean easy to use portal and helped me acquire a loan on top of my original when I needed extra for my wedding. Reviewed on: 11th April 2024

Very affiaent & quick,no hassle helpfull & reliable

5
Very affiaent & quick,no hassle helpfull & reliable Reviewed on: 11th April 2024

No 1 fan

1
I am currently using Zopa for the second time and can honestly say on both occasions all aspects have been brilliant. Decent rates, great communications and if needed great support when things are difficult. Reviewed on: 11th April 2024

It’s very quick and straight forward.

5
It’s very quick and straight forward. No small prints. Reviewed on: 11th April 2024

Great Service and good communication flow

5
Acquiring the loan was an easy process as I was pre approved through one of the comparison websites. I like the app and being able to see the overview of the loan. Reviewed on: 11th April 2024

Overall excellent and efficient service

5
Overall excellent and efficient service Reviewed on: 11th April 2024

It was so easy to do and very efficient communication.

5
It was so easy to do and very efficient communication. I will definitely use them again. Reviewed on: 11th April 2024

seamless

5
It was seamless from.stsrt to.finish Very clear re timelines and what to expect. Reviewed on: 11th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Fixed term savings account

    from Zopa 4.87 from 1793 reviews
    Zopa
  • Credit card

    from Zopa 4.87 from 44344 reviews
    Zopa
  • Cash ISA

    from Zopa 4.84 from 1545 reviews
    Zopa
    View all products