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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Straightforward and seamless service

So simple and straightforward, seamless application and great updates and service throughout the duration of the loan. Reviewed on: 11th April 2024

Best loan company

I have had 2 loans from zopa, they have a great app that tells you what you own, wheb it is coming off and gives advice and help to better your score, best loan company i have been with Reviewed on: 11th April 2024

Amazingly simple, and very quick.

It was amazingly simple, and very quick. Easy to apply, and very little delay between submitting the application and being accepted. The interest rate was lower than most of the competition too. Reviewed on: 11th April 2024

Good clear communication with clarity about the inte...

Good clear communication with clarity about the interest rate etc Reviewed on: 11th April 2024

Speedy service

Applied online with no problems dealt with very quickly money in account exceptionally quick Reviewed on: 11th April 2024

Very easy straightforward application completed In...

Very easy straightforward application completed In minutes online. Reviewed on: 11th April 2024

IT WAS VERY EASY TO APPLY FOR A LOAD AND I RECEIVED...

IT WAS VERY EASY TO APPLY FOR A LOAD AND I RECEIVED A DECISION WITHIN MINUTES Reviewed on: 11th April 2024

Great service

Easy to deal with and efficient service Reviewed on: 11th April 2024

Very easy process to apply for my loan and the money...

Very easy process to apply for my loan and the money was in my account within an hour Reviewed on: 11th April 2024

Zopa is very user friendly.

Zopa is very user friendly. There is a lot of flexibility and you can be the master of your own ship. Reviewed on: 11th April 2024

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