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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Amazingly simple, and very quick.

It was amazingly simple, and very quick. Easy to apply, and very little delay between submitting the application and being accepted. The interest rate was lower than most of the competition too. Reviewed on: 11th April 2024

Good clear communication with clarity about the inte...

Good clear communication with clarity about the interest rate etc Reviewed on: 11th April 2024

Speedy service

Applied online with no problems dealt with very quickly money in account exceptionally quick Reviewed on: 11th April 2024

Very easy straightforward application completed In...

Very easy straightforward application completed In minutes online. Reviewed on: 11th April 2024

IT WAS VERY EASY TO APPLY FOR A LOAD AND I RECEIVED...

IT WAS VERY EASY TO APPLY FOR A LOAD AND I RECEIVED A DECISION WITHIN MINUTES Reviewed on: 11th April 2024

Great service

Easy to deal with and efficient service Reviewed on: 11th April 2024

Very easy process to apply for my loan and the money...

Very easy process to apply for my loan and the money was in my account within an hour Reviewed on: 11th April 2024

Zopa is very user friendly.

Zopa is very user friendly. There is a lot of flexibility and you can be the master of your own ship. Reviewed on: 11th April 2024

So easy and quick

So easy and quick money available immediately Reviewed on: 11th April 2024

Had a great experience, recommend 100%

Had a great experience, recommend 100% Reviewed on: 11th April 2024

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