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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Very professional and helpful

Poor credit rating and they guys were amazing no judging no awkward questions. Very professional and help Reviewed on: 11th April 2024

They were great they were there to help and made me...

They were great they were there to help and made me feel at ease. I’ve never had an issue with them only the offer of help if needed. In future if needed I would recommend them but also use them again Reviewed on: 11th April 2024

Easy process and procedure to apply for the loan

Easy process and procedure to apply for the loan Reviewed on: 11th April 2024

Got a Zopa loan by going through credit score.

Got a Zopa loan by going through credit score. It was quick and easy. Thank you Zopa. Reviewed on: 11th April 2024

Great Product

Application process is simple, access to all my details including payment dates and progression is always available and useful. Highly recommend. Reviewed on: 11th April 2024

Great online experience and quick decision and money...

Great online experience and quick decision and money transfer, excellent. Reviewed on: 11th April 2024

Fantastic APR excellent customer service

Fantastic APR excellent customer service Reviewed on: 11th April 2024

I have took out a loan on more than one occasion wit...

I have took out a loan on more than one occasion with zopa, efficient service and some of the best rates around. Really straight forward service. Reviewed on: 11th April 2024

Fantastic service provided.

Fantastic service provided. Easy to understand ands the process straight forward. Reviewed on: 11th April 2024

It was an easy process very straight forward and cle...

It was an easy process very straight forward and clear and precise information. Not intimidating at all Reviewed on: 11th April 2024

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