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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Easy to sort a new loan via the app, fabulous.

Easy to sort a new loan via the app, fabulous. Quick response and acceptance by the zopa team Reviewed on: 11th April 2024

Good rates of interest

Good rates of interest for personal loans. Reviewed on: 11th April 2024

Took out personal loan to consolidate into one payment

Took out personal loan to consolidate into one payment Reviewed on: 11th April 2024

What's not to like?...

Have used Zopa a few times now for a personal loan to by cars - great rates, great user experience and quick. I even got me son to use them for his first car! Reviewed on: 11th April 2024

Highly recommend Zopa

Zopa provided a truly simple and straightforward process with clear and brilliant online tools to see how much and the cost of borrowing the amount. The application process was quick and easy with an instant decision- thank you Reviewed on: 11th April 2024

Simple process with clear information and access to...

Simple process with clear information and access to loan gives opportunity to pay off extra amounts and therefore reduce interest on loan. Great company Reviewed on: 11th April 2024

Don’t look anywhere else

From application to receiving the money was super easy and the quickest time. All done within an hour. I would recommend Zopa to anyone looking to borrow. This is the 2nd time borrowing from them and they are simply fantastic. Reviewed on: 11th April 2024

Easy to apply, Quick decisions and app is excellent

Easy to apply, Quick decisions and app is excellent Reviewed on: 11th April 2024

Straightforward and efficient people .

Straightforward and efficient people . Reviewed on: 11th April 2024

Very efficient and easy to deal with on line.

Very efficient and easy to deal with on line. Reviewed on: 11th April 2024

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