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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Very quick decision and payment easy to apply online...

Very quick decision and payment easy to apply online and app is very informative Reviewed on: 11th April 2024

Needed couple grand to help finalise wedding and pay...

Needed couple grand to help finalise wedding and payment back is not a chunk either it is what you would expect for borrowing but most people charge the earth and these don't zopa good going Reviewed on: 11th April 2024

Easy to sort a new loan via the app, fabulous.

Easy to sort a new loan via the app, fabulous. Quick response and acceptance by the zopa team Reviewed on: 11th April 2024

Good rates of interest

Good rates of interest for personal loans. Reviewed on: 11th April 2024

Took out personal loan to consolidate into one payment

Took out personal loan to consolidate into one payment Reviewed on: 11th April 2024

What's not to like?...

Have used Zopa a few times now for a personal loan to by cars - great rates, great user experience and quick. I even got me son to use them for his first car! Reviewed on: 11th April 2024

Highly recommend Zopa

Zopa provided a truly simple and straightforward process with clear and brilliant online tools to see how much and the cost of borrowing the amount. The application process was quick and easy with an instant decision- thank you Reviewed on: 11th April 2024

Simple process with clear information and access to...

Simple process with clear information and access to loan gives opportunity to pay off extra amounts and therefore reduce interest on loan. Great company Reviewed on: 11th April 2024

Don’t look anywhere else

From application to receiving the money was super easy and the quickest time. All done within an hour. I would recommend Zopa to anyone looking to borrow. This is the 2nd time borrowing from them and they are simply fantastic. Reviewed on: 11th April 2024

Easy to apply, Quick decisions and app is excellent

Easy to apply, Quick decisions and app is excellent Reviewed on: 11th April 2024

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