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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

super easy to deal with and at a competitive rate

super easy to deal with and at a competitive rate Reviewed on: 11th April 2024

Simple process good rates no problems

Simple process good rates no problems Reviewed on: 11th April 2024

Hassle free and great service

Very simple experience from eligibility check to release of funds - quick and efficient. App is great for managing the loan with all information available with ease. I would highly recommend using Zopa, you need a loan, you check if you’ll be accepted, everything is explained and you have the money within a few minutes! Reviewed on: 11th April 2024

The best loan bank ever

The best loan bank ever. The interest rate and the fact that if you pay extra money the interest will reduce and when you get a loan with them they will work out all in one. Will use Zopa over and over again Reviewed on: 11th April 2024

Excellent experience so far with Zopa, the loan was...

Excellent experience so far with Zopa, the loan was easy to arrange, paid the same day, and any information I need, is available via the app. Reviewed on: 11th April 2024

Worthwhile

Very clear information and updates Reviewed on: 11th April 2024

Listened too what i was asking for then gave me adv...

Listened too what i was asking for then gave me advice on which loan would be best for me! and did feel like i was judged like some company's make you feel Reviewed on: 11th April 2024

Best loan I have ever received

I got a suitable loan easily a d have had a piece of mind eith comfortable repayments. Reviewed on: 11th April 2024

Very quick decision and payment easy to apply online...

Very quick decision and payment easy to apply online and app is very informative Reviewed on: 11th April 2024

Needed couple grand to help finalise wedding and pay...

Needed couple grand to help finalise wedding and payment back is not a chunk either it is what you would expect for borrowing but most people charge the earth and these don't zopa good going Reviewed on: 11th April 2024

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