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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Easy to apply.

Easy to apply. Fast process of loan application. After I've submitted my documents, it was approved, then, loan money came in less than 24 hours. Reviewed on: 11th April 2024

Very fast and no hassle, very friendly, everything w...

Very fast and no hassle, very friendly, everything went better than expected Reviewed on: 11th April 2024

super easy to deal with and at a competitive rate

super easy to deal with and at a competitive rate Reviewed on: 11th April 2024

Simple process good rates no problems

Simple process good rates no problems Reviewed on: 11th April 2024

Hassle free and great service

Very simple experience from eligibility check to release of funds - quick and efficient. App is great for managing the loan with all information available with ease. I would highly recommend using Zopa, you need a loan, you check if you’ll be accepted, everything is explained and you have the money within a few minutes! Reviewed on: 11th April 2024

The best loan bank ever

The best loan bank ever. The interest rate and the fact that if you pay extra money the interest will reduce and when you get a loan with them they will work out all in one. Will use Zopa over and over again Reviewed on: 11th April 2024

Excellent experience so far with Zopa, the loan was...

Excellent experience so far with Zopa, the loan was easy to arrange, paid the same day, and any information I need, is available via the app. Reviewed on: 11th April 2024

Worthwhile

Very clear information and updates Reviewed on: 11th April 2024

Listened too what i was asking for then gave me adv...

Listened too what i was asking for then gave me advice on which loan would be best for me! and did feel like i was judged like some company's make you feel Reviewed on: 11th April 2024

Best loan I have ever received

I got a suitable loan easily a d have had a piece of mind eith comfortable repayments. Reviewed on: 11th April 2024

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