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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,089 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69089)

Quick and easy

5
Quick and easy. It just took around 5 minutes to get the loan confirmed Reviewed on: 4th March 2024
Ignatius G's avatar
Ignatius G

My Zopa experience has been great.

5
My Zopa experience has been great. The app has so many useful tools and the loan application process was quick and efficient. Reviewed on: 4th March 2024
Emma Curtis's avatar
Emma Curtis

Excellent relationship with Zopa and does not take b...

5
Excellent relationship with Zopa and does not take before you get approval Reviewed on: 4th March 2024
Muhammed A's avatar
Muhammed A

Great to deal with always an easy experience

5
Great to deal with always a easy experience any interactions are always top rate Reviewed on: 4th March 2024
J m watson's avatar
J m watson

So easy to use.

5
So easy to use. Plenty of updates with outstanding balance etc. Reviewed on: 4th March 2024
Louise S's avatar
Louise S

Easy to arrange.

5
Easy to arrange. Excellent app to see payments and balance Reviewed on: 4th March 2024
Jackie W's avatar
Jackie W

Ability to offer a loan.

5
Ability to offer a loan. Good app to service the account. Reviewed on: 4th March 2024
Si A's avatar
Si A

An excellent company to deal with.

5
An excellent company to deal with and a loan that allows flexible extra payments when possible. Reviewed on: 4th March 2024
martyn reek's avatar
martyn reek

Loan was achieved very easy no complications and mon...

5
Loan was achieved very easy no complications and money was in account very quickly Reviewed on: 4th March 2024
Mrs J A Long's avatar
Mrs J A Long

Excellent.

5
Excellent. Pre approved in the Zopa app and smooth completion Reviewed on: 4th March 2024
philipaikenhead@yahoo.co.uk's avatar
[email protected]

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