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Zopa: Personal loan reviews

4.91
Based on 69,083 reviews, last reviewed 19th May 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69083)

Zopa simply the best

5
I was in real need for money quick for car repairs , I looked online and zopa came out best value for money , all the steps were so easy to follow and understand , and I had my money writhing minutes fantastic service. Reviewed on: 4th March 2024

Easy , fast and secure.

5
Easy , fast and secure. I had a good experience with Zopa and they are the best, trustworthy. Thank you. Reviewed on: 4th March 2024

It’s was excellent service.

5
It’s was excellent service. When I was applied loan & upload required documents Next day money come into my account I don’t believe that quick normal take 5 days so excellent service Reviewed on: 4th March 2024

Great service.

5
Very fast service. No messing about, all sorted within a day or two. Reviewed on: 4th March 2024

Hassle free and simple setup.

5
Hassle free and simple setup. Did everything promised in quick time e Reviewed on: 4th March 2024

I found it hassle free, less stressful than past exp...

5
I found it hassle free, less stressful than past experience, and easy to check payments. Reviewed on: 4th March 2024

I would recommend zopa

4
Ive only had one poor experience with Zopa and considering I’ve used them for years now other than that one time they’ve been exceptional Reviewed on: 4th March 2024

Easy to apply and excellent communication from the Z...

5
Easy to apply and excellent communication from the Zopa team at all stages. Also regular reminders re progress of repayment. Feel very supported. Reviewed on: 4th March 2024

Simple application

5
It was so simple from start to finish, and the money was in my bank in minutes Reviewed on: 4th March 2024

Quick easy to apply well pleased with the results

5
Quick easy to apply well pleased with the results Reviewed on: 4th March 2024

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