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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,087 reviews, last reviewed 11th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A place to borrow Easy to apply and keep you updated. Interest rates are low Reviewed on: 11th June 2026
Vhapupy's avatar
Vhapupy

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69087)

I would recommend zopa

4
Ive only had one poor experience with Zopa and considering I’ve used them for years now other than that one time they’ve been exceptional Reviewed on: 4th March 2024
Lindsey's avatar
Lindsey

Easy to apply and excellent communication from the Z...

5
Easy to apply and excellent communication from the Zopa team at all stages. Also regular reminders re progress of repayment. Feel very supported. Reviewed on: 4th March 2024
Karen W's avatar
Karen W

Simple application

5
It was so simple from start to finish, and the money was in my bank in minutes Reviewed on: 4th March 2024
Ady D's avatar
Ady D

Quick easy to apply well pleased with the results

5
Quick easy to apply well pleased with the results Reviewed on: 4th March 2024
Andrew m's avatar
Andrew m

Never had any issues with cops everything is very cl...

4
Never had any issues with cops everything is very clear and the app is easy to use Reviewed on: 4th March 2024
Natalie T's avatar
Natalie T

Very clear website easy application swift response e...

5
Very clear website easy application swift response excellent service Reviewed on: 4th March 2024
Alison W's avatar
Alison W

Very easy process, kept informed at every stage

5
Very easy process, kept informed at every stage Reviewed on: 4th March 2024
Yvonne H's avatar
Yvonne H

Loan with ZOPA

5
I received the loan within 1 day and it was the amount I wanted. I recommend everyone to use ZOPA Reviewed on: 4th March 2024
Gosia's avatar
Gosia

Zopa are always my first choice for borrowing.

5
This is my third Zopa personal loan and the figures are clearly communicated and applying is very quick and simple! Their app is also excellent for managing my loan and provides all the tools and information I need to keep track of my borrowing. Reviewed on: 4th March 2024
Arron G's avatar
Arron G

It was nice and easy to use and the customer service...

4
It was nice and easy to use and the customer service team were very helpful Reviewed on: 4th March 2024
SID's avatar
SID

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