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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

It’s was excellent service.

It’s was excellent service. When I was applied loan & upload required documents Next day money come into my account I don’t believe that quick normal take 5 days so excellent service Reviewed on: 4th March 2024

Great service.

Very fast service. No messing about, all sorted within a day or two. Reviewed on: 4th March 2024

Hassle free and simple setup.

Hassle free and simple setup. Did everything promised in quick time e Reviewed on: 4th March 2024

I found it hassle free, less stressful than past exp...

I found it hassle free, less stressful than past experience, and easy to check payments. Reviewed on: 4th March 2024

I would recommend zopa

Ive only had one poor experience with Zopa and considering I’ve used them for years now other than that one time they’ve been exceptional Reviewed on: 4th March 2024

Easy to apply and excellent communication from the Z...

Easy to apply and excellent communication from the Zopa team at all stages. Also regular reminders re progress of repayment. Feel very supported. Reviewed on: 4th March 2024

Simple application

It was so simple from start to finish, and the money was in my bank in minutes Reviewed on: 4th March 2024

Quick easy to apply well pleased with the results

Quick easy to apply well pleased with the results Reviewed on: 4th March 2024

Never had any issues with cops everything is very cl...

Never had any issues with cops everything is very clear and the app is easy to use Reviewed on: 4th March 2024

Very clear website easy application swift response e...

Very clear website easy application swift response excellent service Reviewed on: 4th March 2024

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