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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69083 reviews)

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4.91

Based on 69,083 reviews, last reviewed 19th May 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

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Zopa Personal loan reviews (69083)

All round ease of service

Easy to apply, quick to hear back and receive the money, communications clear on direct debit values and date. Easy to make amendments on the app. Reviewed on: 4th March 2024

I am now on my second loan with Zopa and it is an ea...

I am now on my second loan with Zopa and it is an easy no fuss loan first rate service Reviewed on: 4th March 2024

Quick and easy

Quick and easy. It just took around 5 minutes to get the loan confirmed Reviewed on: 4th March 2024

My Zopa experience has been great.

My Zopa experience has been great. The app has so many useful tools and the loan application process was quick and efficient. Reviewed on: 4th March 2024

Excellent relationship with Zopa and does not take b...

Excellent relationship with Zopa and does not take before you get approval Reviewed on: 4th March 2024

Great to deal with always an easy experience

Great to deal with always a easy experience any interactions are always top rate Reviewed on: 4th March 2024

So easy to use.

So easy to use. Plenty of updates with outstanding balance etc. Reviewed on: 4th March 2024

Easy to arrange.

Easy to arrange. Excellent app to see payments and balance Reviewed on: 4th March 2024

Ability to offer a loan.

Ability to offer a loan. Good app to service the account. Reviewed on: 4th March 2024

An excellent company to deal with.

An excellent company to deal with and a loan that allows flexible extra payments when possible. Reviewed on: 4th March 2024

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