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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65243 reviews)

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4.94

Based on 65,243 reviews, last reviewed 12th May 2025

45% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Had a loan. Had a loan. Good rate and great app Reviewed on: 12th May 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65243)

Very happy

Was easy and fast to aplly and get a loan Reviewed on: 11th April 2024

zopa loans works

haven’t had any issues with zopa Reviewed on: 11th April 2024

Very helpful good rates good company

Very helpful good rates good company Reviewed on: 11th April 2024

Very good service very professional

Very good service very professional Reviewed on: 11th April 2024

Efficient and hassle free from start to finish

Efficient and hassle free from start to finish Reviewed on: 11th April 2024

Providing good affordable personal loans to individual

Providing good affordable personal loans to individual Reviewed on: 11th April 2024

Excellent supportive company who look after their cu...

Excellent supportive company who look after their customers Reviewed on: 11th April 2024

Application was very easy

Application was very easy and the money was in my bank within minutes of accepting the loan. The interest rate was the lowest I was offered and I also have the option to make overpayments whenever I want on my account to reduce the monthly payment. I can’t pass comment on customer service as I’ve had no issues so haven’t had to contact them. Reviewed on: 11th April 2024

Easy application.

Easy application. Immediate result. App is user friendly Reviewed on: 11th April 2024

Lowest rate, Immediate decision.

I realised that the interest rate on my credit was killing me.Zopa have me a consolidation loan, the lowest rate and an immediate decision. What else do you want? Reviewed on: 11th April 2024

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