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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67286 reviews)

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4.94

Based on 67,286 reviews, last reviewed 24th Jan 2026

100250% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Gave decision quickly Gave decision quickly processed the application within a couple of days money was in bank Reviewed on: 24th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (67286)

Great and easy to use, and follow real time on the p...

Great and easy to use, and follow real time on the platform Reviewed on: 28th February 2025

Easy process and excellent customer service.

Easy process and excellent customer service. Reviewed on: 28th February 2025

Myself and my wife was struggling financially over C...

Myself and my wife was struggling financially over Christmas with having two children to buy presents for and both of their birthdays in February. So we needed to take a small loan out that would help us cover the cost of both Christmas and their birthdays. Zopa was perfect for us and quick and easy to receive the loan payment taking away all our worries and stress. Reviewed on: 28th February 2025

I’ve been with Zopa for a few years now and I have b...

I’ve been with Zopa for a few years now and I have been treated great. Reviewed on: 28th February 2025

tried others now try best!

i have been with zopa for about 2years and can say i have never had a problem with zopa and would recommend them to my family & friends as the best lender .not differcult to go through application unlike other lenders. Reviewed on: 28th February 2025

I’ve had a great experience no issues

I’ve had a great experience no issues Reviewed on: 28th February 2025

Fast efficient and fair service

Zopa provides the most fast efficient and fair service Reviewed on: 28th February 2025

Happy with your card and services

Happy with your card and services Reviewed on: 28th February 2025

Quick and easy process , well informed and great com...

Quick and easy process , well informed and great communication from start to finish. Reviewed on: 28th February 2025

Really easy to apply and manage your loan.

Really easy to apply and manage your loan. You can see how much is left to pay and make overpayments at any time. Would prefer the option to keep the direct debit amount the same following an overpayment, but it's not a deal breaker! Reviewed on: 28th February 2025

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