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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Verry fast service,straight away money in the accoun...

Verry fast service,straight away money in the account,good apr Reviewed on: 11th April 2024

Was very easy to get a loan and helped talk through...

Was very easy to get a loan and helped talk through the process Reviewed on: 11th April 2024

Fantastic service .

Fantastic service . Great support. Quick and easy. Reviewed on: 11th April 2024

Excellent company.

The application process for really straightforward. The funds were received in a couple of hours after signing agreement. Excellent customer service Reviewed on: 11th April 2024

The best experience I’ve had with a bank

The best experience I’ve had with a bank Reviewed on: 11th April 2024

No Brainer

It was a very easy process to get a loan & the money was in my account very quickly Very good company & service Reviewed on: 11th April 2024

Just the most professional and helpful loan provider...

Just the most professional and helpful loan provider on the market…been a loyal customer for over 5years and will be for many years to come… Reviewed on: 11th April 2024

I really happy with the online service that I have r...

I really happy with the online service that I have required for my loan. I’ve never had to call then for info as everything I need is on the app. Reviewed on: 11th April 2024

2nd loan with Zopa.

Took out my 2nd loan with Zopa. Rates on par with the leading high street banks. Application was so eady to complete and loan was credited in minutes once loan approved. Great experience. Reviewed on: 11th April 2024

Fast and effective approval

My experience was very efficient and fast after providing the necessary details, I then had time to cancel the loan if I did not want to continue with it. Money was in my account within 15 minutes! Would 100% recommend and have done. Reviewed on: 11th April 2024

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