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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Easy process to apply.

Easy process to apply. Swift response after short telecon with administrators to verify who I was. Reviewed on: 11th April 2024

Fast and very good at what I wanted

Fast and very good at what I wanted Reviewed on: 11th April 2024

It's easy and straightforward,the decision was quick...

It's easy and straightforward,the decision was quick and I got the money straight away. Reviewed on: 11th April 2024

Amazing company!

Very easy to apply! Extremely good % rates. Very fast decision! Money in my account very fast too! Totally would recommend to friends & family Reviewed on: 11th April 2024

Fast and Easy, Low Interest Rates

Everything was much faster than expected and the interest rates offered were the best available. Really great. The app is useful too. They are much easier to deal with than the regular high street banks. Reviewed on: 11th April 2024

ZOPA, simply the best loan company

ZOPA, give the cheapest fixed rates, your application is dealt with quickly and with excellent customer service and the money is in your account far faster than other companies and to top it all the ZOPA app is superb and easy to use. I wouldn't switch to anyone else and highly rated this company Reviewed on: 11th April 2024

Swift, efficient and good rates.

Swift, efficient and good rates. Reviewed on: 11th April 2024

Best personal loan on the market

Best personal loan on the market Reviewed on: 11th April 2024

So easy and great customer service

So easy and great customer service Reviewed on: 11th April 2024

The process was fast.

The process was fast. I would recommend it to others. Reviewed on: 11th April 2024

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