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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67111 reviews)

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4.94

Based on 67,111 reviews, last reviewed 17th Jan 2026

61067% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Absolutely easy and fast, you will get money in your... Absolutely easy and fast, you will get money in your account in just few minutes. Reviewed on: 17th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67111)

Review of the Zopa, Personal loan:

Easy to manage

Used Zopa for years now, the app is easy to use and track payments. There is no fee if paying off early or changing payment dates. Never had any issues with their service. Great company, highly recommended, which I have to a few friends Reviewed on: 1st March 2023

Everything from start to finish exceeded all expecta...

Everything from start to finish exceeded all expectations / many thanks to Zopa! Reviewed on: 17th January 2026

Zopa has been brilliant.

Zopa has been brilliant. Easy process from the start. Reviewed on: 17th January 2026

Really good experience from start to finish no probl...

Really good experience from start to finish no problems with application straight forward soon as I was accepted money was in my bank very quickly Reviewed on: 17th January 2026

No hassle and easy to use website.

No hassle and easy to use website. Would definitely recommend. Reviewed on: 17th January 2026

Quick and easy loan application money in my bank wit...

Quick and easy loan application money in my bank within half a hour Reviewed on: 17th January 2026

Great, easy to use app, and I had a decision very qu...

Great, easy to use app, and I had a decision very quick. Reviewed on: 17th January 2026

Quick and helpful

I applied for a loan and the service was efficient,quick and I get regular updates and information Reviewed on: 17th January 2026

I borrowed money from Zopa.

I borrowed money from Zopa. They have excellent customer service and money deposited in my account with in three days Reviewed on: 17th January 2026

An excellent bank to deal with.

An excellent bank to deal with. Friendly, helpful and efficient staff. I would definitely recommend this company. Reviewed on: 17th January 2026

Quick and easy

Quick and easy to arrange . No problems. Reviewed on: 17th January 2026

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