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118 118 Money: Credit card reviews

View other 118 118 Money products
4.86
Based on 2,662 reviews, last reviewed 8th Apr 2026
140900% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent credit carfd This credit card is very convenient to use and doesn’t charge you very high and hidden interest rates like others does Reviewed on: 8th April 2026
Roberta T's avatar
Roberta T

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026
Gergana H's avatar
Gergana H
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2662)

You offered the cards when others refused.

5
You offered the cards when others refused. The credit limit is very low but it’s a start . Working on apple pay is a big bonus Reviewed on: 27th March 2026
Ian Heard's avatar
Ian Heard

Easy to use App.

5
Easy to use App. Reasonable rate. No pressure to increase, so you don't over spend more than you can afford. Reviewed on: 27th March 2026
Dawn R's avatar
Dawn R

Always keeping you updated with what is happening

5
Always keeping you updated with what is happening Reviewed on: 27th March 2026
Ashaq khan's avatar
Ashaq khan

Kept informed about payment and easy to use

5
Kept informed about payment and easy to use Reviewed on: 27th March 2026
Francis O's avatar
Francis O

Excellent

5
I have had a good exsperience with 118 never had any issues Reviewed on: 27th March 2026
Ina's avatar
Ina

Excellent

5
Good experience and good service! Reviewed on: 27th March 2026
Alexandra's avatar
Alexandra

Great card would always recommend

5
Great card would always recommend Reviewed on: 27th March 2026
Af's avatar
Af

Excellent service, great communication.

5
Excellent service, great communication. Would definitely recommend. Reviewed on: 27th March 2026
Valerie D's avatar
Valerie D

Very good service and so easy to use

5
Very good service and so easy to use Reviewed on: 27th March 2026
Kiranpreet d's avatar
Kiranpreet d

Great customer service and great card and app all good

5
Great customer service and great card and app all good Reviewed on: 27th March 2026
Michael Andrews's avatar
Michael Andrews

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