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118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Great company easy to communicate with and talk to.

5
Great company easy to communicate with and talk to. Reviewed on: 20th April 2026

Easy process.

5
Easy process. Helpful & knowledgeable staff. Reviewed on: 20th April 2026

Good service

5
I've got good experince with 118 118 because i can always count on having another provider incase im struggling with money and its also good if i want to start saving some money Reviewed on: 20th April 2026

App very easy to use and help when needed

5
App very easy to use and help when needed Reviewed on: 20th April 2026

Easy to use no complications found the app easy also...

4
Easy to use no complications found the app easy also I’m satisfied Reviewed on: 20th April 2026

Excellent

5
It's been rewarding and extremely helpful for me Reviewed on: 20th April 2026

Excellent company

5
It has been such an easy and smooth start from start to finish with anything I have had to complete, this includes the application process, the onboarding, speaking with customer service agents and communication from 118 themselves. Excellent 1st class service with any interactions I have had, I would wholeheartedly recommend 118 118 to anybody. Reviewed on: 20th April 2026

Excellent services card

5
Excellent services can always rely on 118 Reviewed on: 20th April 2026

Is my number one credit card !

5
Is my number one credit card !! I have 3 but u are the best Reviewed on: 20th April 2026

The customer service chat needs to be improved, othe...

5
The customer service chat needs to be improved, other than that it is all round excellent service. Reviewed on: 20th April 2026

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