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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

App very easy to use and help when needed

App very easy to use and help when needed Reviewed on: 20th April 2026

Easy to use no complications found the app easy also...

Easy to use no complications found the app easy also I’m satisfied Reviewed on: 20th April 2026

Excellent

It's been rewarding and extremely helpful for me Reviewed on: 20th April 2026

Excellent company

It has been such an easy and smooth start from start to finish with anything I have had to complete, this includes the application process, the onboarding, speaking with customer service agents and communication from 118 themselves. Excellent 1st class service with any interactions I have had, I would wholeheartedly recommend 118 118 to anybody. Reviewed on: 20th April 2026

Excellent services card

Excellent services can always rely on 118 Reviewed on: 20th April 2026

Is my number one credit card !

Is my number one credit card !! I have 3 but u are the best Reviewed on: 20th April 2026

The customer service chat needs to be improved, othe...

The customer service chat needs to be improved, other than that it is all round excellent service. Reviewed on: 20th April 2026

My 118118

So simple to use very easy to use app Reviewed on: 20th April 2026

Never had a problem getting a credit card and increa...

Never had a problem getting a credit card and increasing my limit. Reviewed on: 20th April 2026

Contact with staff

Easy yo get through to polite on phone Updates provided on questions asked. Reviewed on: 20th April 2026

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