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118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

My 118118

5
So simple to use very easy to use app Reviewed on: 20th April 2026

Never had a problem getting a credit card and increa...

5
Never had a problem getting a credit card and increasing my limit. Reviewed on: 20th April 2026

Contact with staff

4
Easy yo get through to polite on phone Updates provided on questions asked. Reviewed on: 20th April 2026

Great App

5
Very easy to manage online. Great banking app Reviewed on: 20th April 2026

Simple and n ok hassle

5
Easy to navigate and find out how much credit you have left and your payments clear Reviewed on: 20th April 2026

Easy access to loans and credit cards

5
118 money has such an easy to use app, even for a technophobe! I am able to find answers to my queries and access my finances within a few clicks. Customer service is second to none! Reviewed on: 20th April 2026

Excellent company, great customer service.

5
Excellent company, great customer service. Reviewed on: 20th April 2026

118 have been great.

5
118 have been great. They provide simple and transparent communication in all aspects relating to my account. First class service. Reviewed on: 20th April 2026

Great card so easy to use and customer service good...

5
Great card so easy to use and customer service good too would recommend Reviewed on: 20th April 2026

118 has your back

5
No problems always happy to help you straight away Reviewed on: 20th April 2026

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