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118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Easy to use, amazing all round with easy to access i...

5
Easy to use, amazing all round with easy to access info Reviewed on: 20th April 2026

Been a good service helped when needed help

5
Been a good service helped when needed help Reviewed on: 20th April 2026

I personally find this credit card excellent helps t...

5
I personally find this credit card excellent helps to improvement credit score and keeps me informed of my spending Reviewed on: 20th April 2026

easy to use

5
They have been very easy to correspond with anx helpful with a easg to use ap Reviewed on: 20th April 2026

brilliant service and value for money

5
brilliant service and value for money Reviewed on: 20th April 2026

Great company great service thankful to have used 118

5
Great company great service thankful to have used 118 Reviewed on: 20th April 2026

Spot on and was to use from start to finish...

5
Spot on and was to use from start to finish Reviewed on: 20th April 2026

Exceptional

5
Excellent service at all times,always willing to help me and easy to talk to Reviewed on: 20th April 2026

Great customer service, issues always resolved in a...

5
Great customer service, issues always resolved in a timely manner, great communication from staff on the phone lines, always get emails from customer service and 118 directly with credit limit and loan offers etc, reminders for payments Reviewed on: 20th April 2026

Great card will use more.

5
Great card will use more. Great to see how easy it is Reviewed on: 20th April 2026

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