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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5638 reviews)

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4.73

Based on 5,638 reviews, last reviewed 29th May 2026

402400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Easy to use, intuitive interface on the app.

Easy to use, intuitive interface on the app. I feel well looked after. Reviewed on: 20th April 2026

Very happy customer

It is very easy to use the app, customer service and support is excellent, ready to help you when needed, would definitely recommend them if you need help with a loan or even trying to pay it back if you get in difficulty at time Reviewed on: 20th April 2026

Excellent customer service, easy application process...

Excellent customer service, easy application process and quick turnaround Reviewed on: 20th April 2026

Cheaper than most.

Cheaper than most. Give a good amount of starter credit Reviewed on: 20th April 2026

Easy & fuss free!

Easy & fuss free! Chance to build credit rating! Reviewed on: 20th April 2026

Good and satisfying.

Good and satisfying. I got more than what I wanted Reviewed on: 20th April 2026

Helping me better my finances & being there when needed

I have built my credit score from the ground up and that is a massive part thanks to 118 118. Reviewed on: 20th April 2026

Brilliant for credit card and loans.

Brilliant for credit card and loans. Quick and simple. Reviewed on: 20th April 2026

It is a very good card and always working things are...

It is a very good card and always working things are very easy with this, payment is is also easy Reviewed on: 20th April 2026

It is a very good credit card card had it for some y...

It is a very good credit card card had it for some years No trouldle at all. Reviewed on: 20th April 2026

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