Smart Money People Logo

118 118 Money: Credit card reviews

4.85
Based on 3,147 reviews, last reviewed 11th Apr 2026
183200% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118 money. Simple to use. It was easy to apply and the app is easy to navigate Reviewed on: 11th April 2026
Kym's avatar
Kym

Latest lowest rating:

1

The application is poor and their policies are not s... The application is poor and their policies are not stable. Transfer to their account is always failure. Reviewed on: 11th April 2026
GODSTIME A's avatar
GODSTIME A

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (3147)

Great customer service does what you want on reasona...

5
Great customer service does what you want on reasonable time Reviewed on: 30th March 2026

I have been a customer for quite some time now and I...

5
I have been a customer for quite some time now and I have found my dealings with 118 118 money remarkable. Once you earn their trust the financial reward is next to none. You get periodic offers to increase your credit flow which has been helpful. Thank you 118118 money Reviewed on: 30th March 2026

When I applied for the card it was very quick and ea...

5
When I applied for the card it was very quick and easy and when I needed to speak to someone they wear very helpful and polite Reviewed on: 30th March 2026

I really like this card, the customer service is ver...

5
I really like this card, the customer service is very good Reviewed on: 30th March 2026

Top provider

5
My experience has been incredible there is never an issue it has made borrowing money more enjoyable and stress free Reviewed on: 30th March 2026

Excellent service

5
Very easy to deal with and very friendly Reviewed on: 30th March 2026

I recently had to contact customer services about a...

5
I recently had to contact customer services about a query I had, the advisor was friendly and dealt with my query really quickly, explaining everything in a manner that I could understand and clarified bits when I didn’t Reviewed on: 30th March 2026

Just an easy card to use, great app.

5
Just an easy card to use, great app. Highly recommend Reviewed on: 30th March 2026

Wouldn't go anywhere else

5
I have been with 118 118 for a number of years and the flexibility and options that are open to you are fantastic. Great rates, great customer service and fantastic product. Reviewed on: 30th March 2026

From start to finish they’ve been absolutely brillia...

5
From start to finish they’ve been absolutely brilliant, card and loan id recommend highly and use over and over again Reviewed on: 30th March 2026

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review