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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Cheaper than most.

Cheaper than most. Give a good amount of starter credit Reviewed on: 20th April 2026

Easy & fuss free!

Easy & fuss free! Chance to build credit rating! Reviewed on: 20th April 2026

Good and satisfying.

Good and satisfying. I got more than what I wanted Reviewed on: 20th April 2026

Helping me better my finances & being there when needed

I have built my credit score from the ground up and that is a massive part thanks to 118 118. Reviewed on: 20th April 2026

Brilliant for credit card and loans.

Brilliant for credit card and loans. Quick and simple. Reviewed on: 20th April 2026

It is a very good card and always working things are...

It is a very good card and always working things are very easy with this, payment is is also easy Reviewed on: 20th April 2026

It is a very good credit card card had it for some y...

It is a very good credit card card had it for some years No trouldle at all. Reviewed on: 20th April 2026

Helpful and fair

They are helpful and if AI doesn’t work you can get through to a human for trickier queries. Reviewed on: 20th April 2026

Not so good when it comes to getting hold 118 via th...

Not so good when it comes to getting hold 118 via the app. I’ve found the App to not be responsive 10 times out of 10. Reviewed on: 20th April 2026

High intrest

Ok but high intrest rates so takes forever to pay off Reviewed on: 20th April 2026

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