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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5638 reviews)

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4.73

Based on 5,638 reviews, last reviewed 29th May 2026

402400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Helpful and fair

They are helpful and if AI doesn’t work you can get through to a human for trickier queries. Reviewed on: 20th April 2026

Not so good when it comes to getting hold 118 via th...

Not so good when it comes to getting hold 118 via the app. I’ve found the App to not be responsive 10 times out of 10. Reviewed on: 20th April 2026

High intrest

Ok but high intrest rates so takes forever to pay off Reviewed on: 20th April 2026

I’ve had no need to contact the customer service team.

I’ve had no need to contact the customer service team. I’ve had a good experience so far Reviewed on: 20th April 2026

Outstanding unbelievable

Outstanding super experience as of now iam fully impressed Reviewed on: 20th April 2026

Very easy to deal with great service

Very easy to deal with great service Reviewed on: 20th April 2026

Good communication and have dealt with issues very q...

Good communication and have dealt with issues very quickly and friendly Reviewed on: 20th April 2026

Value for money and easy to contact

Value for money and easy to contact Reviewed on: 20th April 2026

Drama free, great value and easy app to navigate tha...

Drama free, great value and easy app to navigate thank you. Reviewed on: 20th April 2026

Reliable

They are reliable, and are good card to have Reviewed on: 20th April 2026

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