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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5639 reviews)

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4.73

Based on 5,639 reviews, last reviewed 2nd Jun 2026

402500% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

good service but APR a little high .

good service but APR a little high . Reviewed on: 20th April 2026

Easy process to apply and happy could use card befor...

Easy process to apply and happy could use card before card arrived Reviewed on: 20th April 2026

Getting a 118 118 credit card has boosted my credit...

Getting a 118 118 credit card has boosted my credit score and the app helps me manage it well Reviewed on: 20th April 2026

No drama

No drama easy to apply. Very fast decision. When it comes to their customer i haven’t tried it yet. Reviewed on: 20th April 2026

Brilliant customer services and easy to use!

Brilliant customer services and easy to use! Reviewed on: 20th April 2026

118 is my emergency funds it’s there when i...

118 is my emergency funds it’s there when i need it , Reviewed on: 20th April 2026

Not a bad word to say very good and are there to hel...

Not a bad word to say very good and are there to help if needed Reviewed on: 20th April 2026

118 118 are great at what they do

118 118 are great at what they do - I needed £1000 quickly and they lent it to me when no one else seemed keen. I borrowed it over 3 years and have just finished paying it back. There was no hassle no fuss just straight up lending. My only gripe would be the APR but that is how they make their money. Reviewed on: 20th April 2026

Easy to use app and great customer service

Easy to use app and great customer service Reviewed on: 20th April 2026

Not had a credit card for 5 years.

Not had a credit card for 5 years. Everything is very transparent and easy. The app registers money out and in very timely Reviewed on: 20th April 2026

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