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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Great customer service, great credit builder card.

5
Great customer service, great credit builder card. Reviewed on: 20th April 2026

I have no trouble with this credit card pleased with...

5
I have no trouble with this credit card pleased with it Reviewed on: 20th April 2026

100% Recommend to anyone!

5
100% Recommend to anyone! I had ruined my credit history when I was younger, and gradually I began building it back up and 118 took a chance on me and offered me a smaller limit credit building card, this has massively helped me to build my worthiness back up and I have since had an increased limit and I am getting other credit options! Thank you so much! Reviewed on: 20th April 2026

Very good card and staff very helpful

5
Very good card and staff very helpful Reviewed on: 20th April 2026

Good communication good customer service , detaile...

5
Good communication good customer service , detailed account Reviewed on: 20th April 2026

Its been amazing from when i first opened account.

5
Its been amazing from when i first opened account. Customer service is extremely insightful and helpful. Reviewed on: 20th April 2026

good service but APR a little high .

4
good service but APR a little high . Reviewed on: 20th April 2026

Easy process to apply and happy could use card befor...

5
Easy process to apply and happy could use card before card arrived Reviewed on: 20th April 2026

Getting a 118 118 credit card has boosted my credit...

5
Getting a 118 118 credit card has boosted my credit score and the app helps me manage it well Reviewed on: 20th April 2026

No drama

5
No drama easy to apply. Very fast decision. When it comes to their customer i haven’t tried it yet. Reviewed on: 20th April 2026

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