Smart Money People Logo

118 118 Money: Credit card reviews

4.86
Based on 3,196 reviews, last reviewed 12th Apr 2026
187900% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Useful bit of plastic. Since having the card, it has been useful and easy to manage, everything I need in a cresit card. Reviewed on: 12th April 2026
George C's avatar
George C

Latest lowest rating:

1

The application is poor and their policies are not s... The application is poor and their policies are not stable. Transfer to their account is always failure. Reviewed on: 11th April 2026
GODSTIME A's avatar
GODSTIME A

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (3196)

Ive had no problems with 118 118.

5
Ive had no problems with 118 118. The app is simple and easy to use. I would definitely recommend to family and friends. Reviewed on: 30th March 2026

Fast efficient and friendly staff

5
Fast efficient and friendly staff Reviewed on: 30th March 2026

Great credit card to have especially if you’ve had b...

5
Great credit card to have especially if you’ve had bad credit in the past Reviewed on: 30th March 2026

My experience been amazing the app is easy and payin...

5
My experience been amazing the app is easy and paying of my bill cannot fault it Reviewed on: 30th March 2026

118 have been fantastic!

5
118 have been fantastic! Smooth process and great customer service. Really pleased with their support. Reviewed on: 30th March 2026

Great company

5
I have a credit card and personal loan. Very good company Reviewed on: 30th March 2026

Been okay no complaints.

4
Been okay no complaints. Have been good to me regarding loan and credit card Reviewed on: 30th March 2026

Never had any problems,with this company,very good

5
Never had any problems,with this company,very good Reviewed on: 30th March 2026

Great service best credit card meets my needs and wa...

5
Great service best credit card meets my needs and wants and regular credit increase helps me to use my card to full potential Reviewed on: 30th March 2026

App & customer service good

5
Very easy all to use & credit limit increases helpful Reviewed on: 30th March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products