Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

View other 118 118 Money products

4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5645)

Easy, straightforward and professional

Struggled with credit for the past few years and just getting back on my feet. 118 118 money opened the door for my credit rebuilding and I am very grateful for this. Application was easy and straightforward, card arrived in a few days and agent that I chatted with on support was really nice and easily clarified all my queries. Very happy with everything. Thank you. Reviewed on: 20th April 2026

118 118 Credit

I have nice experience…Credit offered is good. Reviewed on: 20th April 2026

Good credit card easy to use app

Good credit card easy to use app Reviewed on: 20th April 2026

Problems sorted quickly everything easy to understan...

Problems sorted quickly everything easy to understand and easy to speak to Reviewed on: 20th April 2026

Quick and easy approval for restarting my credit rat...

Quick and easy approval for restarting my credit rating. Reviewed on: 20th April 2026

Helpful app very informative , easy to use

Helpful app very informative , easy to use Reviewed on: 20th April 2026

Great card

Brilliant service never had an issue Reviewed on: 20th April 2026

No any problem, very good. Is good for you.

No any problem. Was just very good at the time. Reviewed on: 20th April 2026

Easy to apply Easy to access App regular increases i...

Easy to apply Easy to access App regular increases if needed. Had a loan previously good rates too Reviewed on: 20th April 2026

Efficient, app easy to use and Very good communication

Efficient, app easy to use and Very good communication Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Purchase Card
from TSB 3.52 from 8 reviews
Credit card
from first direct 4.22 from 27 reviews
Purchase credit cards
from MBNA 2.95 from 196 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4612 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub