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118 118 Money: Credit card reviews

4.73
Based on 5,639 reviews, last reviewed 2nd Jun 2026
402500% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026
Shaz R's avatar
Shaz R

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

Very quick decision and great customer service

5
Very quick decision and great customer service Reviewed on: 20th April 2026

Professional, confident staff answe.ring the phones

5
This company has professional, confident staff answering the phone. They understood I was upset about a situation and they are firm and knowledgeable when answering my questions and kept to the facts. This meant the issue was cleared up swiftly. Reviewed on: 20th April 2026

Poor Chat Help

3
Happy apart from the chat help contact which is rubbish. Reviewed on: 20th April 2026

credit cards company with benefits

5
great company to work with and always helpful Reviewed on: 20th April 2026

Easy, straightforward and professional

5
Struggled with credit for the past few years and just getting back on my feet. 118 118 money opened the door for my credit rebuilding and I am very grateful for this. Application was easy and straightforward, card arrived in a few days and agent that I chatted with on support was really nice and easily clarified all my queries. Very happy with everything. Thank you. Reviewed on: 20th April 2026

118 118 Credit

5
I have nice experience…Credit offered is good. Reviewed on: 20th April 2026

Good credit card easy to use app

4
Good credit card easy to use app Reviewed on: 20th April 2026

Problems sorted quickly everything easy to understan...

5
Problems sorted quickly everything easy to understand and easy to speak to Reviewed on: 20th April 2026

Quick and easy approval for restarting my credit rat...

5
Quick and easy approval for restarting my credit rating. Reviewed on: 20th April 2026

Helpful app very informative , easy to use

4
Helpful app very informative , easy to use Reviewed on: 20th April 2026

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