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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

118 credit card is generally good and they seem like...

4
118 credit card is generally good and they seem like a responsible lender, however, the app coupd do with some improvements, it says there are offers, when the link is clicked, it doesnt show anything. Reviewed on: 20th April 2026

Impressive customer service

5
Good flexible credit card and very helpful customer service every time I have phoned them including overseas support. Very impressed Reviewed on: 20th April 2026

My experience with 118 118 Money is excellent.

5
My experience with 118 118 Money is excellent. Reviewed on: 20th April 2026

Excellent

5
Great value for money. Even better customer service. Easy access to the app. Very easy to use and very straight forward. Reviewed on: 20th April 2026

Easy and efficient

5
Easy to use and sign up not a long process Reviewed on: 20th April 2026

Top card

5
I have had no problems with this credit card and there is options to play games too it’s fun as well Reviewed on: 20th April 2026

Very quick decision and great customer service

5
Very quick decision and great customer service Reviewed on: 20th April 2026

Professional, confident staff answe.ring the phones

5
This company has professional, confident staff answering the phone. They understood I was upset about a situation and they are firm and knowledgeable when answering my questions and kept to the facts. This meant the issue was cleared up swiftly. Reviewed on: 20th April 2026

Poor Chat Help

3
Happy apart from the chat help contact which is rubbish. Reviewed on: 20th April 2026

credit cards company with benefits

5
great company to work with and always helpful Reviewed on: 20th April 2026

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