Paid advertisement
Smart Money People Logo

118 118 Money: Credit card reviews

4.73
Based on 5,639 reviews, last reviewed 2nd Jun 2026
402500% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026
Shaz R's avatar
Shaz R

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5639)

Good experience very helpful and a good company to c...

5
Good experience very helpful and a good company to communicate with Reviewed on: 20th April 2026

Havnt needed customer service can’t really comment h...

5
Havnt needed customer service can’t really comment however I think from application to ease of use on the app has been great Reviewed on: 20th April 2026

Slight over communication on special offers but othe...

5
Slight over communication on special offers but otherwise, no complaints Reviewed on: 20th April 2026

Excellent

5
Excellent, although the logging out process is still elusive Reviewed on: 20th April 2026

118 credit card is generally good and they seem like...

4
118 credit card is generally good and they seem like a responsible lender, however, the app coupd do with some improvements, it says there are offers, when the link is clicked, it doesnt show anything. Reviewed on: 20th April 2026

Impressive customer service

5
Good flexible credit card and very helpful customer service every time I have phoned them including overseas support. Very impressed Reviewed on: 20th April 2026

My experience with 118 118 Money is excellent.

5
My experience with 118 118 Money is excellent. Reviewed on: 20th April 2026

Excellent

5
Great value for money. Even better customer service. Easy access to the app. Very easy to use and very straight forward. Reviewed on: 20th April 2026

Easy and efficient

5
Easy to use and sign up not a long process Reviewed on: 20th April 2026

Top card

5
I have had no problems with this credit card and there is options to play games too it’s fun as well Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products