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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Never any issues, good credit limit offer

Never any issues, good credit limit offer Reviewed on: 20th April 2026

Easy application process.

Easy application process. Good customer service Reviewed on: 20th April 2026

Great communication let’s you know when your below l...

Great communication let’s you know when your below limit and keeps you up to date with your loan payments and credit card payments. I would forever keep 118 for credit as you can have coaching with it too and to keep you financially stable Reviewed on: 20th April 2026

Only use for small transaction currently

Only use for small transaction currently Reviewed on: 20th April 2026

Steadfast where it comes to reliable reliability

Steadfast where it comes to reliability Reviewed on: 20th April 2026

Great card with some good offers available

Great card with some good offers available Reviewed on: 20th April 2026

Good experience very helpful and a good company to c...

Good experience very helpful and a good company to communicate with Reviewed on: 20th April 2026

Havnt needed customer service can’t really comment h...

Havnt needed customer service can’t really comment however I think from application to ease of use on the app has been great Reviewed on: 20th April 2026

Slight over communication on special offers but othe...

Slight over communication on special offers but otherwise, no complaints Reviewed on: 20th April 2026

Excellent

Excellent, although the logging out process is still elusive Reviewed on: 20th April 2026

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