Smart Money People Logo

118 118 Money: Credit card reviews

4.86
Based on 3,190 reviews, last reviewed 11th Apr 2026
187300% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Realy easy and good customer service Realy easy and good customer service Reviewed on: 11th April 2026
Muhammad kayani's avatar
Muhammad kayani

Latest lowest rating:

1

The application is poor and their policies are not s... The application is poor and their policies are not stable. Transfer to their account is always failure. Reviewed on: 11th April 2026
GODSTIME A's avatar
GODSTIME A

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (3190)

Just an easy card to use, great app.

5
Just an easy card to use, great app. Highly recommend Reviewed on: 30th March 2026

Wouldn't go anywhere else

5
I have been with 118 118 for a number of years and the flexibility and options that are open to you are fantastic. Great rates, great customer service and fantastic product. Reviewed on: 30th March 2026

From start to finish they’ve been absolutely brillia...

5
From start to finish they’ve been absolutely brilliant, card and loan id recommend highly and use over and over again Reviewed on: 30th March 2026

118 money card

5
I had an incident where someone scammed my card. 118 weeks fast to sort it all out. I have gained better credit score using 118. Reviewed on: 30th March 2026

The best

5
Very transparent helpful would recommend to anyone Reviewed on: 30th March 2026

Easy application process, good query response time a...

5
Easy application process, good query response time and generous credit limit / interest rates Reviewed on: 30th March 2026

Very good really nice what can I say sort my problem...

5
Very good really nice what can I say sort my problem very soon Reviewed on: 30th March 2026

Exellent service all round easy to understand, custo...

5
Exellent service all round easy to understand, customer service outstanding Reviewed on: 30th March 2026

"Absolutely brilliant service!

5
"Absolutely brilliant service! Foun easy to deal with and the applicat smooth and straightforward. Got and the credit limit was exactly wr Customer service team were help whenever | spoke to them. Would recommend 118118 Credit Card to for a simple, reliable card. Top marks Reviewed on: 30th March 2026

Easy to manage not a high interest rate.

5
Easy to manage not a high interest rate. Easy to pay on the app. Can change payment dates if needed Reviewed on: 30th March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products