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118 118 Money: Credit card reviews

4.73
Based on 5,639 reviews, last reviewed 2nd Jun 2026
402500% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026
Shaz R's avatar
Shaz R

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

Great credit card helping rebuild my credit score

5
Great credit card helping rebuild my credit score Reviewed on: 20th April 2026

This financial product is unique.

4
This financial product is unique. Reviewed on: 20th April 2026

Very good very nice helpful advice

5
Very good very nice helpful advice Reviewed on: 20th April 2026

Easy to use app.

5
Easy to use app. And manage payments. Reviewed on: 20th April 2026

Never any issues, good credit limit offer

5
Never any issues, good credit limit offer Reviewed on: 20th April 2026

Easy application process.

5
Easy application process. Good customer service Reviewed on: 20th April 2026

Great communication let’s you know when your below l...

5
Great communication let’s you know when your below limit and keeps you up to date with your loan payments and credit card payments. I would forever keep 118 for credit as you can have coaching with it too and to keep you financially stable Reviewed on: 20th April 2026

Only use for small transaction currently

4
Only use for small transaction currently Reviewed on: 20th April 2026

Steadfast where it comes to reliable reliability

5
Steadfast where it comes to reliability Reviewed on: 20th April 2026

Great card with some good offers available

5
Great card with some good offers available Reviewed on: 20th April 2026

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