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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Excellent credit card with great rewards

Really happy with my 118 118 Money credit card. The rewards are generous, the app is simple and easy to use, and customer service has been very helpful whenever I’ve needed them. Approval was quick and straightforward too. Would definitely recommend! Reviewed on: 20th April 2026

Good card my only grinch is the interest rate you ch...

Good card my only grinch is the interest rate you charge Reviewed on: 20th April 2026

I’ve had a really positive experience with 118 118 M...

I’ve had a really positive experience with 118 118 Money so far. The application process was straightforward and easy to follow, and I appreciated how clearly everything was explained upfront—no hidden surprises. Managing my account has been simple, and the app/online service is easy to use. What stood out most to me was the transparency around repayments and fees, which made it much easier to stay in control of my finances. Customer support has also been helpful whenever I’ve needed it, responding promptly and resolving queries without hassle. Overall, it’s been a reliable and accessible option, especially for someone looking to build or manage their credit with confidence. Reviewed on: 20th April 2026

No real complaint

Actually up to recently I had no complaints until they decided to not up my limit after having previously emailed me telling me well done your limit is going up. Just as well really, I was quite happy with 118 118 I suppose I still am. Reviewed on: 20th April 2026

Credit advise

Giving myself advice about credit rating. Reviewed on: 20th April 2026

My experience is very good with 118

My experience is very good with 118 Reviewed on: 20th April 2026

Great credit card helping rebuild my credit score

Great credit card helping rebuild my credit score Reviewed on: 20th April 2026

This financial product is unique.

This financial product is unique. Reviewed on: 20th April 2026

Very good very nice helpful advice

Very good very nice helpful advice Reviewed on: 20th April 2026

Easy to use app.

Easy to use app. And manage payments. Reviewed on: 20th April 2026

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