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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5639 reviews)

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4.73

Based on 5,639 reviews, last reviewed 2nd Jun 2026

402500% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

Excellent customer service

Very good customer service, always helpful and they provide a first class service. Reviewed on: 20th April 2026

It is fantastic.

It is fantastic. I am holding many credit cards but 118 118 is best Reviewed on: 20th April 2026

easy to use anywhere in the world

easy to use anywhere in the world Reviewed on: 20th April 2026

Easy application process.

Easy application process. Easy to navigate app! Instant access to the card via Apple Pay. Reviewed on: 20th April 2026

Excellent credit card with great rewards

Really happy with my 118 118 Money credit card. The rewards are generous, the app is simple and easy to use, and customer service has been very helpful whenever I’ve needed them. Approval was quick and straightforward too. Would definitely recommend! Reviewed on: 20th April 2026

Good card my only grinch is the interest rate you ch...

Good card my only grinch is the interest rate you charge Reviewed on: 20th April 2026

I’ve had a really positive experience with 118 118 M...

I’ve had a really positive experience with 118 118 Money so far. The application process was straightforward and easy to follow, and I appreciated how clearly everything was explained upfront—no hidden surprises. Managing my account has been simple, and the app/online service is easy to use. What stood out most to me was the transparency around repayments and fees, which made it much easier to stay in control of my finances. Customer support has also been helpful whenever I’ve needed it, responding promptly and resolving queries without hassle. Overall, it’s been a reliable and accessible option, especially for someone looking to build or manage their credit with confidence. Reviewed on: 20th April 2026

No real complaint

Actually up to recently I had no complaints until they decided to not up my limit after having previously emailed me telling me well done your limit is going up. Just as well really, I was quite happy with 118 118 I suppose I still am. Reviewed on: 20th April 2026

Credit advise

Giving myself advice about credit rating. Reviewed on: 20th April 2026

My experience is very good with 118

My experience is very good with 118 Reviewed on: 20th April 2026

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