Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

View other 118 118 Money products

4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5645)

Feeling Good to have this credit card

Feeling Good to have this credit card Reviewed on: 20th April 2026

I've not got any issues.

I've not got any issues. Only had to contact Reviewed on: 20th April 2026

Very good

Very good service and would recommend Reviewed on: 20th April 2026

Helped me in time of need when I needed some financi...

Helped me in time of need when I needed some financial help Reviewed on: 20th April 2026

Helpful when experiencing financial difficulty

Whilst it was somewhat difficult to speak to a person, they were vert helpful eventually when I had financial difficulty. Reviewed on: 20th April 2026

Great card easy to apply with great app

Great card easy to apply with great app Reviewed on: 20th April 2026

A great card with lots of options!

I’ve only had my account for a short time but so far so good! Reviewed on: 20th April 2026

Money value

Very helpful not making you spend more than you can afford Reviewed on: 20th April 2026

I’m very happy as a credit card customer but the off...

I’m very happy as a credit card customer but the offers are not too great. Reviewed on: 20th April 2026

Good credit building ,and great expierance

Good credit building ,and great expierance Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Debenhams 4.14 from 15 reviews
Initial credit card (discontinued)
from Barclaycard 3.60 from 122 reviews
Credit card (discontinued)
from Metro Bank 4.71 from 880 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4612 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub