Write a review

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5638 reviews)

View other 118 118 Money products

4.73

Based on 5,638 reviews, last reviewed 29th May 2026

402400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5638)

Money value

Very helpful not making you spend more than you can afford Reviewed on: 20th April 2026

I’m very happy as a credit card customer but the off...

I’m very happy as a credit card customer but the offers are not too great. Reviewed on: 20th April 2026

Good credit building ,and great expierance

Good credit building ,and great expierance Reviewed on: 20th April 2026

Excellent team and good customer support

Excellent team and good customer support Reviewed on: 20th April 2026

Good and reliable credit imrovement

Good and reliable credit imrovement Reviewed on: 20th April 2026

Great customer service and app user experience

Great customer service and app user experience Reviewed on: 20th April 2026

Very satisfied with the services given by 118118

Very satisfied with the services given by 118118 Reviewed on: 20th April 2026

Very helpful and quick in dealing with your issues

Very helpful and quick in dealing with your issues Reviewed on: 20th April 2026

I’ve never had a problem with 118 118 great customer...

I’ve never had a problem with 118 118 great customer service 10-10 Reviewed on: 20th April 2026

Excellent customer service

Very good customer service, always helpful and they provide a first class service. Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

123 credit card (discontinued)
from Santander 4.20 from 162 reviews
Platinum credit cards
from Barclaycard 4.06 from 324 reviews
Balance Plus
from Capital One 4.07 from 3 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4605 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub