Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

118 118 Money: Credit card reviews

View other 118 118 Money products
4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you
Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

118 118 Money Credit card reviews (5645)

Brilliant customer services and easy to use!

5
Brilliant customer services and easy to use! Reviewed on: 20th April 2026
Cheniece loynes's avatar
Cheniece loynes

118 is my emergency funds it’s there when i...

5
118 is my emergency funds it’s there when i need it , Reviewed on: 20th April 2026
Roxy 's avatar
Roxy

Not a bad word to say very good and are there to hel...

5
Not a bad word to say very good and are there to help if needed Reviewed on: 20th April 2026
Steven's avatar
Steven

118 118 are great at what they do

5
118 118 are great at what they do - I needed £1000 quickly and they lent it to me when no one else seemed keen. I borrowed it over 3 years and have just finished paying it back. There was no hassle no fuss just straight up lending. My only gripe would be the APR but that is how they make their money. Reviewed on: 20th April 2026
Lucy T's avatar
Lucy T

Easy to use app and great customer service

5
Easy to use app and great customer service Reviewed on: 20th April 2026
Mark pmark poole's avatar
Mark pmark poole

Not had a credit card for 5 years.

5
Not had a credit card for 5 years. Everything is very transparent and easy. The app registers money out and in very timely Reviewed on: 20th April 2026
Tommy M's avatar
Tommy M

Friendly efficient service easy repayment schedule

5
Friendly efficient service easy repayment schedule Reviewed on: 20th April 2026
Rod l's avatar
Rod l

Just a really good credit experience easy to use and...

5
Just a really good credit experience easy to use and understand app. Great customer service Reviewed on: 20th April 2026
Heather Cameron's avatar
Heather Cameron

It's very easy to use app and other thing is too muc...

5
It's very easy to use app and other thing is too much safety for each and every transaction Reviewed on: 20th April 2026
Muhammad d's avatar
Muhammad d

The app is easy to use and helps you to control your...

5
The app is easy to use and helps you to control your finances Reviewed on: 20th April 2026
James's avatar
James

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill