Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

View other 118 118 Money products

4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5645)

i have very good experince from 118 its bery nice

i have very good experince from 118 its bery nice Reviewed on: 20th April 2026

Good to use .

Good to use .friendly users.im happy to use 118 Reviewed on: 20th April 2026

Great credit card easy to use and great app, not had...

Great credit card easy to use and great app, not had any issues yet with any of the card so easy to apply and told straight away I had one with bad credit to Reviewed on: 20th April 2026

I was well supported and it made it easy for me to r...

I was well supported and it made it easy for me to recommend them to friends Reviewed on: 20th April 2026

118 118 you won’t be disappointed

Great credit building company great company service Reviewed on: 20th April 2026

Great help and advice easy to apply for easy to use.

Great help and advice easy to apply for easy to use. It is going to help my credit ratings. Reviewed on: 20th April 2026

Great service.

Great service. High apr though. Customer service is good Reviewed on: 20th April 2026

Immensely helpful and accessible.

I've recently come out of an IVA and was looking to build up my score again. With my credit rating being really low at the time I was relieved when I found out 118 118 Money had a facility for me and was willing to give me a chance. I haven't looked back since. Reviewed on: 20th April 2026

Easy to use app.

Easy access for money and the app platform is very easy to use. Reviewed on: 20th April 2026

Easiest process ever

From applying to receiving my card was a straight forward and simple process. I’m regularly updated about new products and things to make life better. Thoroughly recommend. Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Premier Credit Card
from HSBC 4.12 from 20 reviews
Student Credit Card
from NatWest 4.19 from 6 reviews
Everyday spending credit cards
from Halifax 4.34 from 75 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4612 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub