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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5639 reviews)

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4.73

Based on 5,639 reviews, last reviewed 2nd Jun 2026

402500% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

Great service.

Great service. High apr though. Customer service is good Reviewed on: 20th April 2026

Immensely helpful and accessible.

I've recently come out of an IVA and was looking to build up my score again. With my credit rating being really low at the time I was relieved when I found out 118 118 Money had a facility for me and was willing to give me a chance. I haven't looked back since. Reviewed on: 20th April 2026

Easy to use app.

Easy access for money and the app platform is very easy to use. Reviewed on: 20th April 2026

Easiest process ever

From applying to receiving my card was a straight forward and simple process. I’m regularly updated about new products and things to make life better. Thoroughly recommend. Reviewed on: 20th April 2026

Excellent experience and service all round, Don't be...

Excellent experience and service all round, Don't be late and get your. 118 credit card Reviewed on: 20th April 2026

Excellent- highly recommended

118118 when ever i’ve had to contact about and issue they have been fanatic nothing was a problem. They told me everything the process and how long things will take and what i should do next. Very friendly customer service, would recommend had no problems at all Reviewed on: 20th April 2026

Quick and easy to use, never had any issues

Quick and easy to use, never had any issues Reviewed on: 20th April 2026

Straightforward and User Friendly

Easy and straightforward application and easy and straightforward app. Everyone is user friendly and easy to find what you are looking for. Also the app offers helpful tips on how to save money and other topics of interest. The 118M8 app is fun to use while also being informative and teaching healthy money habits. Reviewed on: 20th April 2026

Easy to use

The whole process from start to finish has been simple. Reviewed on: 20th April 2026

I have no issues with 118118, very friendly

I have no issues with 118118, very friendly Reviewed on: 20th April 2026

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