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118 118 Money: Credit card reviews

4.86
Based on 3,202 reviews, last reviewed 12th Apr 2026
188500% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good credit card It helps to improve your credit scoring Reviewed on: 12th April 2026
Sam's avatar
Sam

Latest lowest rating:

1

The application is poor and their policies are not s... The application is poor and their policies are not stable. Transfer to their account is always failure. Reviewed on: 11th April 2026
GODSTIME A's avatar
GODSTIME A

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (3202)

Straight forward to use appgood communication and of...

5
Straight forward to use appgood communication and offers Reviewed on: 30th March 2026

My experience with 118 credit card I wasn’t getting...

5
My experience with 118 credit card I wasn’t getting accepted by any other credit card companies until I heard about this one I filled out the application was so easy and I was accepted. Thank you guys really appreciate you helping me out at this difficult time. Reviewed on: 30th March 2026

Excellent service, very helpful.

5
Excellent service, very helpful. Reviewed on: 30th March 2026

Quick and helped

5
Quick , and good , the % little high but in the end of the day helped Reviewed on: 30th March 2026

Always easy and efficient.

5
Always easy and efficient. Love my 118 118 account! Reviewed on: 30th March 2026

118 credit card service is better then another card...

5
118 credit card service is better then another card services everything is good they increase the limit if you use this card properly i recommend every one time try to get this card Reviewed on: 30th March 2026

I’ve never had any issues with 118 118 and when ever...

5
I’ve never had any issues with 118 118 and when ever I had any questions they have always been answered Reviewed on: 30th March 2026

Never had any issue with using my 118 118, when I ha...

5
Never had any issue with using my 118 118, when I have needed support for anything they are always very helpful and get matters resolved. I don’t really like that they charge u every month subscription every month even when not using the card that’s only drawback Reviewed on: 30th March 2026

Exceptional and very helpful.

5
Exceptional and very helpful. Speedy response upon my application and so happy. May also consider a 118 118 loan in future. Reviewed on: 30th March 2026

Balance transfer offers never work, always have to s...

1
Balance transfer offers never work, always have to spend more and more time phoning and talking on live chat for it still not to work. Reviewed on: 30th March 2026

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