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118 118 Money: Credit card reviews

4.73
Based on 5,639 reviews, last reviewed 2nd Jun 2026
402500% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026
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Shaz R

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

Really useful and customer focused

5
I’m really happy with 118 118 they have been really helpful when I needed customer services, I also found the app to be really simple easy to use and has everything I need the rates are decent and I feel I’ve benefited from being a customer Reviewed on: 20th April 2026

Amazing friendly customer service, when I lost my hu...

5
Amazing friendly customer service, when I lost my husband, your team were outstanding and put my mind at ease while I was going through the worst part of my life. They listened and took their time with me. I would highly recommend 118118 to all my family and friends. I can’t thank you enough.. Reviewed on: 20th April 2026

Felt very happy with the 118 credit card

5
Felt very happy with the 118 credit card Reviewed on: 20th April 2026

Simply amazing

5
Pretty good! It’s been a few months since i started using it, but have pretty good experience! Reviewed on: 20th April 2026

It just works for me

5
Easy to apply and convenient, it’s just works for me when I need it to Reviewed on: 20th April 2026

Solid credit card

4
Solid credit card, does what it needs to. Feel the app could have more functionality Reviewed on: 20th April 2026

118 is the one to Get to get you back on track

5
I have a credit card and a loan and have no problem at all . I would highly recommend. A £1000 win would just be amazing Reviewed on: 20th April 2026

Best card ever hope for better limit

5
Best card ever hope for better limit Reviewed on: 20th April 2026

Been amazing so far, no complaints.

5
Been amazing so far, no complaints. Reviewed on: 20th April 2026

Efficient

5
I have found 118 118 very helpful if there is ever an issue with a payment I have made. They sort the problem quickly and efficiently. Reviewed on: 20th April 2026

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