Smart Money People Logo
Go to business site
Share this page
Link copied

118 118 Money: Credit card reviews

View other 118 118 Money products
4.86
Based on 3,206 reviews, last reviewed 12th Apr 2026
188900% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to use, straightforward and easy to navigate app. Easy to use, straightforward and easy to navigate app. Reviewed on: 12th April 2026
Matthew C's avatar
Matthew C

Latest lowest rating:

1

The application is poor and their policies are not s... The application is poor and their policies are not stable. Transfer to their account is always failure. Reviewed on: 11th April 2026
GODSTIME A's avatar
GODSTIME A
Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

118 118 Money Credit card reviews (3206)

Good one to use and build strong

5
Good one to use and build strong Reviewed on: 30th March 2026
Vinith r's avatar
Vinith r

Really simple app, good offers made easy

5
Really simple app, good offers made easy Reviewed on: 30th March 2026
Ben's avatar
Ben

Excellent card to have gave me a credit increase

5
Excellent card to have gave me a credit increase Reviewed on: 30th March 2026
Stephen W's avatar
Stephen W

Simply the best

5
My experience with the 118 118 Credit Card has been very straightforward and stress‑free. The application process was simple and quick, and I was kept informed at each stage, which I really appreciated. Managing the account online is easy, with a clear layout that makes it simple to check balances, payments, and transactions. Customer service has also been helpful when I needed support, explaining things clearly without making me feel rushed. Overall, the card has helped me stay on top of my finances and rebuild confidence in managing credit. I’d recommend it to anyone looking for a simple, easy‑to‑manage credit card with clear information and support. Reviewed on: 30th March 2026
Lee c's avatar
Lee c

Good ,excellent, good for your back up

5
Good ,excellent, good for your back up Reviewed on: 30th March 2026
Jikson D's avatar
Jikson D

Good provider, great service

5
Good provider, great service. Would recommend Reviewed on: 30th March 2026
Kerry W's avatar
Kerry W

Always very helpful and very decent people

5
Always very helpful and very decent people Reviewed on: 30th March 2026
Barry Williams's avatar
Barry Williams

Easy to apply, fair credit limit, good communication...

5
Easy to apply, fair credit limit, good communication around payment dates and any changes. Reviewed on: 30th March 2026
Natalie Trussler's avatar
Natalie Trussler

Very good service and good bank.

5
Very good service and good bank. Reviewed on: 30th March 2026
Yogalingam P's avatar
Yogalingam P

More than a bank

5
More than a bank ,Excellent experience Reviewed on: 30th March 2026
SERHAT's avatar
SERHAT

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill