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118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Great credit card!

5
Great credit card! Easy to use and app keeps you on track of spending. Reviewed on: 20th April 2026

Extremely helpful and easy to use

4
Extremely helpful and easy to use Reviewed on: 20th April 2026

Good customer relationship and good to build up your...

5
Good customer relationship and good to build up your credit Reviewed on: 20th April 2026

Customer service

5
Always extremely helpful and polite Reviewed on: 20th April 2026

Excellent service & friendly

5
Excellent service & friendly customer service Reviewed on: 20th April 2026

Interest rate is too high making it harder to reduce

3
Interest rate is too high making it harder to reduce Reviewed on: 20th April 2026

Have loan and credit card, good service/app with both.

5
Have loan and credit card, good service/app with both. Reviewed on: 20th April 2026

Great company

5
Never had any problems with 118 118 Reviewed on: 20th April 2026

Good one helpful good communication

5
Good one helpful good communication Reviewed on: 20th April 2026

Credit card

5
Was given a credit card with a decent amount and greatly appreciated Reviewed on: 20th April 2026

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