Write a review

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5638 reviews)

View other 118 118 Money products

4.73

Based on 5,638 reviews, last reviewed 29th May 2026

402400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5638)

Friendly and helpful service when I wanted to discus...

Friendly and helpful service when I wanted to discuss my account Reviewed on: 20th April 2026

great app and clarity easy to use and navigate

great app and clarity easy to use and navigate Reviewed on: 20th April 2026

Excellent in all aspects interest rate a bit high

Excellent in all aspects interest rate a bit high Reviewed on: 20th April 2026

Love the app and the up to date information great s...

Love the app and the up to date information great service Reviewed on: 20th April 2026

Easy hassel free credit card with excellent app.

Easy hassel free credit card with excellent app. Reviewed on: 20th April 2026

Very good experience , good customer service,

Very good experience , good customer service, Reviewed on: 20th April 2026

Applied for credit got excepted and increased limit...

Applied for credit got excepted and increased limit by paying on time been really handy to have to.purchase stuff Reviewed on: 20th April 2026

Good honest providers who outline their terms well

Good honest providers who outline their terms well Reviewed on: 20th April 2026

App is brilliant really easy to use

App is brilliant really easy to use, customer service could do a little better. Call waiting times can be longer than anticipated Reviewed on: 20th April 2026

No issues with car or anything all is fine

No issues with car or anything all is fine Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Hilton Honors Credit Card
from Barclaycard 4.10 from 11 reviews
Gold Credit Card
from American Express 4.52 from 25 reviews
Balance Transfer Credit Card
from Bank of Scotland 4.08 from 13 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4604 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub