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118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

It's been a wonderful experience using the App.

5
It's been a wonderful experience using the App. Very easy and informative Reviewed on: 20th April 2026

Good service, good app.

4
Good service, good app. Would recommend to a friend Reviewed on: 20th April 2026

Had to ring customer service I had a problem.

5
Had to ring customer service I had a problem. They deal with it very fast and they were very polite and professional. Reviewed on: 20th April 2026

Tibor Bari

5
Everytime they was very helpful. Reviewed on: 20th April 2026

My experience has been great so far, looking forward...

5
My experience has been great so far, looking forward to more great experiences Reviewed on: 20th April 2026

Go118118

5
It’s come in very handy for me but the interest rate is high Reviewed on: 20th April 2026

Credit increase

5
Had an unexpected holiday due to my father having terminal cancer 118 let me up my credit with out any hassle Reviewed on: 20th April 2026

118 have been outstanding with someone who has a ver...

5
118 have been outstanding with someone who has a very low credit score, 118 was the only lender that saw me as a person not as just a number and gave me the opportunity to rebuild my credit score and have a suitable limit credit card. Thank you 118 money Reviewed on: 20th April 2026

Very helpfull easy to apply regularly update on card...

5
Very helpfull easy to apply regularly update on card and payments Reviewed on: 20th April 2026

They offered me credit when no one else would

4
They offered me credit when no one else would Reviewed on: 20th April 2026

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