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118 118 Money: Credit card reviews

4.73
Based on 5,644 reviews, last reviewed 1st Jul 2026
121% increase in 5 star reviews
in the past 90 days
114% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always been so easy and simple from the first steps... Always been so easy and simple from the first steps of applying Reviewed on: 1st July 2026
Maria C's avatar
Maria C

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5644)

Good value and good service excellent customer service

5
Good value and good service excellent customer service Reviewed on: 21st April 2026

Rubbish card.

2
High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026

They have been really good with keeping me updated a...

5
They have been really good with keeping me updated and only had good experiences Reviewed on: 21st April 2026

Helping me build my credit score building credit score

5
Helping me build my credit score Reviewed on: 21st April 2026

Excellent

5
Happy to continue use my credit card …thank you 118 118 with good service and great customer service. Reviewed on: 21st April 2026

Great app, easy to use, great service

5
Great app, easy to use, great service Reviewed on: 21st April 2026

Made fraud claim in March still not heard back

5
Made fraud claim in March still not heard back Reviewed on: 21st April 2026

Very good credit card, excellent service

5
Very good credit card, excellent service Reviewed on: 21st April 2026

Easy to use and reasonable charges' User friendly

5
Easy to use and reasonable charges Reviewed on: 21st April 2026

New customer

5
New customer and have found the experience easy Reviewed on: 21st April 2026

Review 118 118 Money: Credit card now

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