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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Do have any compla be lower rates a...

Don't have any complaints, just could be lower rates and bigger credit limit to use on my holidays. Also purchase could be alowed to be paid in installments, as almost every credit cards do now Reviewed on: 21st April 2026

Good value and good service excellent customer service

Good value and good service excellent customer service Reviewed on: 21st April 2026

Rubbish card.

High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026

They have been really good with keeping me updated a...

They have been really good with keeping me updated and only had good experiences Reviewed on: 21st April 2026

Helping me build my credit score building credit score

Helping me build my credit score Reviewed on: 21st April 2026

Excellent

Happy to continue use my credit card …thank you 118 118 with good service and great customer service. Reviewed on: 21st April 2026

Great app, easy to use, great service

Great app, easy to use, great service Reviewed on: 21st April 2026

Made fraud claim in March still not heard back

Made fraud claim in March still not heard back Reviewed on: 21st April 2026

Very good credit card, excellent service

Very good credit card, excellent service Reviewed on: 21st April 2026

Easy to use and reasonable charges' User friendly

Easy to use and reasonable charges Reviewed on: 21st April 2026

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