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118 118 Money: Credit card reviews

4.86
Based on 2,465 reviews, last reviewed 1st Apr 2026
124200% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
2%

Latest highest rating:

5

118 money has actually sustained in the times of dis... 118 money has actually sustained in the times of distress, managed to take care of my family Reviewed on: 1st April 2026
Benson W's avatar
Benson W

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026
Gergana H's avatar
Gergana H

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2465)

Very good service and good value

5
Very good service and good value Reviewed on: 30th March 2026

Outstanding service and I would definitely recommend

5
Outstanding service and I would definitely recommend Reviewed on: 30th March 2026

Had good experience so far.

4
Had good experience so far. Would help if we can call via app to customer service. Reviewed on: 30th March 2026

118 has been a God send for me.

5
118 has been a God send for me. Everything is so easy to use and monitor. Application was quick and easy, was able to use my card straight away online and with apple pay! Physical card followed shortly after. Great! Reviewed on: 30th March 2026

REALLY GOOD CUSTOMER SERVICEREALLY GOOD CUSTOMER SER...

5
REALLY GOOD CUSTOMER SERVICEREALLY GOOD CUSTOMER SERVICE Reviewed on: 30th March 2026

Easy to apply, response in short time

5
Easy to apply, response in short time Reviewed on: 30th March 2026

Positive vibes.

5
Always updates you when payment is due. Offers always available and advice is available at anytime. Reviewed on: 30th March 2026

Card without the need for frills

5
Seamless, very easy to use and simple app Reviewed on: 30th March 2026

Always there too help .

5
Always there too help .easy to contact very friendly customer service. Reviewed on: 30th March 2026

118 money

4
118 there when you need it! Simple and easy to use goid security and new app to help with finances Reviewed on: 30th March 2026

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